Free · No name, no email, no phone to see your result

Run your own number.

Enter what you earn and what you pay for coverage now. You get two numbers back, free. If the structure does not beat what you pay now, the screen says so.

How you know it holds up.

You see your number before we see you. Your own CPA gets the final word: the full CPA audit report we generate for your exact figures is built for your accountant to check line by line. We tell you when it does not fit, because we only earn when it does.

This is not a loophole. It is an established structure big companies have used for decades, run through a NAPEO-member, ESAC-accredited provider on the Cigna national PPO, on the real 2026 tax tables. Your accountant can verify every figure.

We are not the plan provider. A separate licensed provider runs the coverage. We run the math and connect you.

Included with every active account.

We run a business too, so we include the things every owner actually needs, at no extra cost.

A professional email account

On your own domain, through Zoho.

$12 value

Legally binding e-signatures

A Documenso Pro account, for signing and sending real documents.

$300 value

Fast, AI Indexed, PEO Smart Page

Designed and hosted for you by devgento.com, built to be found by AI search.

$1,500 value

About $1,800 a year in tools, included.

Most brokers hand you a phone number. We hand you a business stack.

In the news

The 2026 cost shock made national news.

When the 2026 subsidies ended, the squeeze on owners and the self-employed was covered across the major networks. The cost structure was always there. The news just put it on everyone's screen.

Millions face the ACA subsidy expiry

The quiet fallout from higher ACA premiums

How the end of ACA subsidies is squeezing owners

Premiums set to skyrocket Jan. 1

Millions of Americans in limbo

Health premiums set to soar

Unedited segments from each network's own coverage. USA OPS is not affiliated with or endorsed by these outlets.