Nick Angeli spent fourteen years in high-frequency financial trading, where the math has to be right the first time. He brings that discipline, and a deep working command of tax structure, to USA OPS.

The problem USA OPS solves is one he worked through in his own finances first. As a high-earning self-employed owner, he spent years paying retail health premiums with after-tax dollars, priced as a group of one in the most expensive part of the market, and assuming that was simply the cost of working for himself. In 2024 he ran the real numbers on his own situation and found the cost was structural, and fixable, through a group structure that most solo owners are never told they can reach.

So he built the math. The calculator behind USA OPS runs a sourced, line-by-line comparison on real 2026 federal and state tax tables, your current path next to a group plan, built so your own CPA can check every line. USA OPS is the channel in front of that engine: it qualifies, analyzes, and connects qualified owners to a separate, licensed provider that runs the plan.

We are not the plan provider. A separate, licensed provider runs the plan. We run the math and connect you.