Client value
Group health they could not reach alone.
Your client gets access to a larger employer platform without you having to become a health plan broker.
For workers' comp brokers and master agencies
Keep your comp. We'll handle the rest.
When you send us a client, your comp carve-out is part of the deal. Our PEO partner takes the health, payroll, HR, and compliance side, and leaves the workers' comp exactly where it is, with you.
01
Why this does not cost you the account.
A standard PEO usually writes comp as part of the bundle. That can move your account away from you. This program is built around the carve-out: when the client comes through you, the PEO stands down on comp and handles the rest of the employment platform.
02
The carve-out, stated plainly.
When you refer a client, workers' comp stays with you. The PEO administers group health, payroll, tax filings, HR, and multi-state compliance, and treats your comp policy as outside its scope. It does not write it, does not replace it at renewal, and does not market against it.
Broker value
Your comp relationship stays yours.
Your policy, your renewal, your relationship. We stay in our lane and you stay in yours.
Reciprocity
It runs both ways.
When a USA OPS client needs comp, we send that work to trusted comp brokers in their state.
How USA OPS is paid
Transparent enough for you to explain.
The client pays the PEO, a flat administrative fee plus the plan premium. USA OPS is paid a referral fee by the PEO when an introduced client enrolls, at no added cost to the client. How you are compensated as a referring broker is a direct conversation. The principle is simple: you keep your comp account, and the referral is worth your while on its own terms. See how we get paid.
Start the partnership conversation
Bring the client you cannot fully serve on health. We will show you how the carve-out works on a real case.
Last reviewed: June 2026.