About USA OPS
Built for the owners the market tells to wait.
USA OPS serves two kinds of businesses: the single owner with no employees, and the small team of five or fewer.
That is the largest segment of American business and the least served. The entire benefits industry is built for companies with fifty people. Almost nobody is built for a company of one, or three, or five.
01
Why USA OPS exists
A one-owner business has real revenue, real tax exposure, and a real need for coverage. The market still prices that owner as a group of one, in the most expensive corner of the market, paid with after-tax dollars.
Small teams hit the same wall. Nobody built a serious front door for these owners. This is it.
02
What USA OPS does
We are not a traditional broker. We do not sell plans or chase carrier commissions.
We run the math. You get a sourced, line-by-line comparison of your current path against a group structure, built so your own CPA can check every number. If the math works, we connect you to the right PEO. If it does not, that is the answer you get.
Flat fee. No incentive to steer the answer.
03
Who it is for
S-corp owners, single-member LLCs, sole proprietors, consultants, freelancers, and 1099 professionals. And teams of five or fewer that are too small for the traditional group path.
You keep your clients, pricing, contracts, and CPA. The PEO handles the employment infrastructure.
04
The plain boundary
USA OPS is not a PEO. We do not underwrite, enroll, run payroll, or make tax or legal decisions.
We run the math, qualify the case, and connect you to a separate, licensed provider. That is the whole role.