Nick Angeli

About – USA OPS connects self-employed professionals and small business owners to corporate-level health benefits and payroll compliance at a flat monthly fee.

I spent years helping high-earning self-employed professionals and small business owners clean up their tax and benefits structure. In 2024 I fixed the same problem in my own numbers paying retail health premiums with after-tax dollars on six-figure income is one of the most expensive and least talked-about leaks in small business finance.

I built the calculator to show the real math using 2026 IRS rates. USA OPS is the referral channel I created to connect qualifying operators to the corporate infrastructure most of them didn’t know existed at this scale.

I work with a small group of fractional professionals who support compliance and underwriting reviews when needed. The operation stays lean by design this is built for operators where the numbers actually work, not everyone who fills out a form.

Who This Is For

Solo operators netting $100K+ and small business owners with 2–75 W-2 employees who want pre-tax group health rates and flat-fee compliance infrastructure without enterprise overhead or percentage-based broker fees.

How It Works

USA OPS is an independent PEO broker. I handle intake and qualification. When the numbers support it, I connect you directly to the PEO partner team. I earn a recurring flat referral fee only while you remain enrolled there is no upfront commission and no incentive to put you in a structure that doesn’t serve you.

Start Here

Run the calculator. It takes 90 seconds and shows your exact numbers. No email required for the initial result.

Group coverage is provided and underwritten through our PEO partner network and tier-1 national carriers. This is not insurance or tax advice. Consult your CPA or attorney before making any structural changes.