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USA OPS, math first PEO broker
  • For Owners
  • For Teams
  • Coverage
    Get started New to PEOs? See the whole path before you run the math. Look at the plans, run your number, see your result, decide, then move through setup with help. Get started → No cost to look. No call to start.

    Health plans

    National Tier 1 PPOThe large-group plan you join→ Plan tiers and pricesThree tiers, in the open→ Single-owner pricingSpecialized one-owner tiers→ Plan documentsSBCs and full detail→

    Benefits stack

    Dental and visionBundled dental and vision→ Retirement 401(k)A group retirement plan→ Payroll, HR, compThe back office, run for you→ Workers' comp coverageFor high-risk trades→

    Start here

    Get startedThe whole path, one screen→ Single-owner guideThe one-owner path→ All coverage detailsThe full picture, one page→ See your numberRun your own 2026 math→
  • Pricing
  • Learn
    Get started The plain-English on-ramp before the deeper articles. See the full path in one screen, then read the guides that explain each decision. Get started → Start here if the structure is new.

    Taxes

    S-corp vs LLCWhich entity wins for you→ Cost of waitingWhat a late start closes off→ 2026 credit cliffAbove ~$63K single, credit can go to zero→ 1099 tax calculatorContractor math, explained→ Self-employed calculatorYour true take-home→

    Coverage for owners

    Self-employed coveragePEO path for solo owners→ Single-owner coverageFor one-owner cases→ LLC owner coverageEntity and payroll fit→ S-corp owner coveragePayroll-aware owner math→ Fractional executivesCFO, CISO, COO, CPO, CEO→ Freelancer coverageFor high-earning independents→

    Decide

    What is a PEO?Plain-English explanation→ GlossaryEvery term, plainly→ FAQAnswers before you ask→ All Learn articlesThe full library→
  • Why
    Get started See the path first, then decide whether the deeper why matters. A simple map shows what costs nothing to inspect, what decision is yours, and what we handle with you. Get started → One calm path, not a sales maze.

    The case

    Why a PEOWhat it is, when it pays→ Why a brokerVersus going direct→ Providers comparedHow the field stacks up→

    Our process

    How it worksQualify, analyze, place→ How we calculateThe method, line by line→ Get startedThe whole path, one screen→

    The firm

    About USA OPSWhy we exist→
  • Partners
    Professional partners A clean path for advisors and operators whose clients need the number first. Use the path that matches your firm, your client relationship, and the boundary you need to protect. USA OPS reviews fit, then refers qualified cases to the provider. Open partner hub →

    Partner paths

    Partner hubChoose the right partner path→ For CPAsRun your client's math→ For brokersKeep your comp, refer the rest→ For fractional HRStay strategic, we handle the plumbing→ Fractional marketplacesFor fractional CxO groups→ Payroll providersWhen payroll is not enough→ Comp brokersWhen the stack has to move→

    Useful context

    How we calculateThe method, line by line→ How we get paidYou pay the PEO, not us→ Sample reportSee what clients share→ PEO renewal reviewFor rate creep questions→ Lenders and advisorsA narrow owner path→

    Start here

    See your numberSee what your client sees→ Partner reviewStart with the audience→
See your number →
  • For Owners
  • For Teams
  • Pricing
  • Coverage

    Health plans

    National Tier 1 PPO Plan tiers and prices Single-owner pricing Plan documents

    Benefits stack

    Dental and vision Retirement 401(k) Payroll, HR, comp Workers' comp coverage

    Start here

    Get started Single-owner guide All coverage details See your number
  • Learn

    Taxes

    S-corp vs LLC Cost of waiting 2026 credit cliff 1099 tax calculator Self-employed calculator

    Coverage for owners

    Self-employed coverage Single-owner coverage LLC owner coverage S-corp owner coverage Fractional executives Freelancer coverage

    Decide

    What is a PEO Glossary FAQ All Learn articles
  • Why

    The case

    Why a PEO Why a broker Providers compared

    Our process

    How it works How we calculate Get started

    The firm

    About
  • Partners

    Professional partners

    Use the path that matches your firm, your client relationship, and the boundary you need to protect.

    Partner paths

    Partner hubChoose the right partner path For CPAsRun your client's math For brokersKeep your comp, refer the rest For fractional HRStay strategic, we handle the plumbing Fractional marketplacesFor fractional CxO groups Payroll providersWhen payroll is not enough Comp brokersWhen the stack has to move

    Useful context

    How we calculateThe method, line by line How we get paidYou pay the PEO, not us Sample reportSee what clients share PEO renewal reviewFor rate creep questions Lenders and advisorsA narrow owner path

    Start here

    See your numberSee what your client sees Partner reviewStart with the audience
See your number →
Home/Your number

No fee, no contact for the first result

Start with the math. See your 2026 number.

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Run your own figures before you give us a name.

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USA OPS, math first PEO broker

Math First PEO Broker

30 N Gould Street
Sheridan, WY 82801
Contact us here

Start

  • Your Number
  • How It Works
  • Get Started
  • Pricing
  • Sample report
  • Contact

Who it is for

  • Owners
  • Single-owner pricing
  • Self-employed owners
  • Fractional executives
  • 1099 contractors
  • LLC owners
  • S-corp owners
  • Freelancers
  • Teams

Partners

  • Partner hub
  • For CPAs
  • For brokers
  • PEO renewal review
  • Fractional HR
  • Fractional marketplaces
  • Consultants and agencies
  • Payroll providers
  • Comp brokers
  • Lenders and advisors

Learn

  • Learn hub
  • Self-employed coverage
  • Single-owner coverage
  • Single-owner pricing
  • LLC owner coverage
  • S-corp owner coverage
  • Fractional executives

Company

  • About
  • Coverage
  • Why a PEO

General information only. Not tax or legal advice. Eligibility depends on your business entity, ownership structure, state rules, and specific facts. Figures shown are typical results, not guaranteed.

USA OPS is an independent referral partner. We do not sell, underwrite, or enroll coverage. Coverage is provided by a separate, licensed provider.

Plan availability, pricing, and eligibility can vary by state, entity type, payroll setup, and underwriting rules. Final terms come from the licensed provider.

Your numbers are generated from your inputs. Nothing is stored or shared until you request the full report.

© 2026 USA OPS.

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