USA OPS is an independent referral partner that connects qualified small businesses and solo operators to PEO infrastructure. We are not an insurance broker, CPA firm, law firm, or PEO.
All content on this website, including calculator outputs, is for informational and educational purposes only. It does not constitute tax, legal, financial, or insurance advice. Your specific results depend on your business structure, state laws, and personal circumstances. Always consult your own qualified CPA, attorney, or tax advisor before making any structural changes.
Group health coverage, workers’ compensation, and 401(k) plans are provided and underwritten solely by the PEO and its tier-1 national carriers. Final pricing, coverage, and eligibility are determined by the PEO during their underwriting process.
We collect only the information necessary to operate the website and facilitate introductions.
- Information you provide: Name, email, phone, company details, income estimates, and headcount when you use the calculator or contact us.
- Automatically collected: IP address, browser type, and basic usage data via privacy-focused tools (Matomo, Cloudflare). We do not sell or share your personal information for advertising.
- How we use it: To generate calculator results, respond to inquiries, and (with your consent) share qualification data with our PEO partners for onboarding.
- Retention: We keep inquiry and calculator data for up to three years after your last interaction.
- Your rights: You can request access, correction, or deletion of your data by emailing We will verify your identity before processing.
We are based in the United States. All data is processed and stored in the U.S.
By using usaops.us or the calculator, you agree to these terms.
- The calculator provides estimates only. It is not a binding quote. Final terms are set by the PEO.
- We reserve the right to suspend tech stack services (e-signature, domain email, managed WordPress) if they are used for illegal or abusive purposes.
- If you leave the PEO relationship, access to the included tech stack ends unless you assume direct billing.
To the fullest extent permitted by law, USA OPS is not liable for any damages arising from your use of the website, calculator, or any relationship with referred PEOs or third-party services.
We use strictly necessary cookies for site functionality and anonymized analytics (Matomo). You can manage cookies through your browser settings. Disabling necessary cookies may break the calculator and forms.
If you have any questions about these terms or our privacy practices, please contact us at: