/* ===== smart-contact-form.css ===== */
.hp-field{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0;}
.smart-form select{width:100%;padding:0.75rem 0.9rem;min-height:48px;font-family:var(--sans);font-size:1rem;color:var(--ink);background:#fff;border:1.5px solid var(--line-strong);border-radius:var(--radius-sm);box-sizing:border-box;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%230F2744' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center;}
.smart-form select:focus-visible{outline:2px solid var(--blue);outline-offset:1px;border-color:var(--blue);}
.cf-grid-2{display:grid;grid-template-columns:1fr 1fr;gap:0 1rem;}
@media (max-width:520px){.cf-grid-2{grid-template-columns:1fr;}}
.cf-section{border-top:1px solid var(--line);margin-top:0.5rem;padding-top:1.5rem;}
.cf-reply{border:0;padding:0;margin:0 0 1.1rem;}
.cf-reply legend{display:block;font-family:var(--sans);font-size:0.95rem;font-weight:600;color:var(--ink);margin-bottom:0.6rem;padding:0;}
.cf-radio-row{display:flex;gap:0.75rem;flex-wrap:wrap;}
.cf-radio{display:inline-flex;align-items:center;gap:0.5rem;padding:0.6rem 1.1rem;min-height:48px;box-sizing:border-box;border:1.5px solid var(--line-strong);border-radius:var(--radius-sm);cursor:pointer;font-size:1rem;font-weight:500;color:var(--ink);transition:border-color var(--dur-fast),background var(--dur-fast);}
.cf-radio:hover{border-color:var(--blue);}
.cf-radio input{accent-color:var(--blue);width:18px;height:18px;}
.cf-radio:has(input:checked){border-color:var(--blue);background:rgba(26,111,212,0.06);}
.cf-count{display:block;text-align:right;font-size:0.78rem;color:var(--ink-soft);margin-top:0.3rem;}
.cf-thanks{display:flex;flex-direction:column;align-items:center;text-align:center;gap:1rem;padding:2.5rem 1.5rem;border:1px solid var(--line-strong);border-top:3px solid #1F8A5B;border-radius:var(--radius);background:var(--card);}
.cf-thanks p{font-family:var(--serif);font-weight:700;font-size:1.3rem;color:var(--ink);margin:0;line-height:1.4;}

/* ===== tokens.css ===== */
/* ============================================================
   USA OPS — Design Tokens
   /css/tokens.css  |  max 200 lines  |  CSS custom properties ONLY
   Do not put any rules here, only :root variable definitions.
   ============================================================ */

:root {

  /* ---- INK SCALE (text + dark surfaces) ---- */
  --ink:            #0F2744;   /* darkest navy — headings, dark bands */
  --ink-mid:        #2A4A6B;   /* body text on light backgrounds */
  --ink-soft:       #3a5a7a;   /* secondary body, eyebrows on light */
  --ink-faint:      #5A7A9B;   /* decorative labels ONLY — never body copy */

  /* ---- PAPER SURFACES ---- */
  --paper:          #F0F4FA;   /* primary background */
  --paper-warm:     #E4EDF8;   /* alternating section background */
  --card:           #ffffff;   /* card surfaces */

  /* ---- BRAND BLUE ---- */
  --blue:           #1A6FD4;   /* primary accent — CTAs, links, highlights */
  --blue-deep:      #0F4FA0;   /* hover state for --blue */
  --blue-bright:    #5B9BD5;   /* blue on dark bands */
  --blue-team:      #1A5FAB;   /* team/employer track differentiation */

  /* ---- STATUS COLORS ---- */
  --red:            #C0392B;   /* negatives, warnings, "does not fit" ONLY */
  --amber:          #F59E0B;   /* rare third accent — use sparingly */
  --green:          #1F8A5B;   /* positive status (used rarely) */

  /* ---- HAIRLINE BORDERS ---- */
  --line:           #D6E2F0;   /* default card/section borders */
  --line-strong:    #A8C0DA;   /* structural dividers */

  /* ---- ON-DARK TEXT ---- */
  --on-dark:        rgba(240, 244, 250, 1.0);    /* headings on dark bands */
  --on-dark-soft:   rgba(240, 244, 250, 0.75);   /* body on dark bands */
  --on-dark-faint:  rgba(240, 244, 250, 0.45);   /* micro-copy on dark ONLY */

  /* ---- TYPOGRAPHY ---- */
  --serif:  'Merriweather', Georgia, 'Times New Roman', serif;
  --sans:   'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif;
  --mono:   'Courier New', Courier, monospace;

  /* ---- LAYOUT ---- */
  --wrap:       87.5rem;                     /* 1400px global desktop shell */
  --wrap-wide:  87.5rem;                     /* 1400px global desktop shell */
  --gutter:     clamp(1rem, 4vw, 2rem);      /* horizontal page padding */
  --section-v:  clamp(3.5rem, 7vw, 6rem);   /* vertical section padding */

  /* ---- RADII ---- */
  --radius:     8px;   /* cards, panels, inputs */
  --radius-sm:  6px;   /* buttons, tags, stamps */

  /* ---- SHADOWS ---- */
  --shadow:       0 24px 60px -36px rgba(15, 39, 68, 0.45);  /* raised cards */
  --shadow-blue:  0 8px 24px -8px rgba(26, 95, 212, 0.45);   /* CTA hover */

  /* ---- MOTION ---- */
  --ease:      cubic-bezier(0.22, 1, 0.36, 1);
  --dur-fast:  150ms;
  --dur-base:  220ms;
  --dur-slow:  380ms;

  /* ---- NAV ---- */
  --nav-h: 64px;

  /* ---- VERTICAL RHYTHM ---- */
  --space-section: clamp(3.5rem, 7vw, 6rem);
  --space-header:  clamp(1.25rem, 2vw, 2rem);
  --space-block:   clamp(1.5rem, 3vw, 2.5rem);
  --space-tight:   0.75rem;
}

/* ===== base.css ===== */
/* ============================================================
   USA OPS — Base Styles
   /css/base.css  |  max 400 lines
   @font-face declarations, reset, body, typography scale
   ============================================================ */

/* ---- SELF-HOSTED FONTS ---- */
/* Download files from https://gwfh.mranftl.com to /assets/fonts/ */

@font-face {
  font-family: 'Merriweather';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url('/assets/fonts/merriweather-400.woff2') format('woff2');
}
@font-face {
  font-family: 'Merriweather';
  font-style: italic;
  font-weight: 400;
  font-display: swap;
  src: url('/assets/fonts/merriweather-400-italic.woff2') format('woff2');
}
@font-face {
  font-family: 'Merriweather';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url('/assets/fonts/merriweather-700.woff2') format('woff2');
}
@font-face {
  font-family: 'Merriweather';
  font-style: italic;
  font-weight: 700;
  font-display: swap;
  src: url('/assets/fonts/merriweather-700-italic.woff2') format('woff2');
}
@font-face {
  font-family: 'Merriweather';
  font-style: normal;
  font-weight: 900;
  font-display: swap;
  src: url('/assets/fonts/merriweather-900.woff2') format('woff2');
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url('/assets/fonts/inter-400.woff2') format('woff2');
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url('/assets/fonts/inter-500.woff2') format('woff2');
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url('/assets/fonts/inter-600.woff2') format('woff2');
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url('/assets/fonts/inter-700.woff2') format('woff2');
}

/* ---- RESET ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { font-size: 100%; -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  font-family: var(--sans);
  font-size: 1.0625rem;       /* 17px — minimum for 40-60yr ICP */
  line-height: 1.68;
  color: var(--ink-mid);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}
img, video, svg { display: block; max-width: 100%; height: auto; }
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }
ul, ol { list-style: none; }
button { cursor: pointer; font-family: var(--sans); border: none; background: none; }
input, textarea, select { font-family: var(--sans); }

/* Accessibility skip link */
.skip {
  position: absolute; top: -100%; left: 1rem; z-index: 10000;
  background: var(--blue); color: #fff; padding: 0.5rem 1rem;
  border-radius: 0 0 var(--radius) var(--radius); font-weight: 600;
  transition: top 0.1s;
}
.skip:focus { top: 0; }

/* ---- GLOBAL FOCUS-VISIBLE (§21.8) ---- */
:focus-visible {
  outline: 2px solid var(--blue);
  outline-offset: 2px;
  border-radius: var(--radius-sm);
}
/* On dark surfaces, switch to the brighter blue for contrast */
.nav :focus-visible,
.nav-menu :focus-visible,
.mega-panel :focus-visible,
footer :focus-visible {
  outline-color: var(--blue-bright);
}

/* ---- TYPOGRAPHY SCALE ---- */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--serif);
  color: var(--ink);
}
.h1 {
  font-family: var(--serif);
  font-weight: 700;
  font-size: clamp(2.2rem, 5vw, 4rem);
  line-height: 1.08;
  letter-spacing: -0.02em;
  color: var(--ink);
  text-wrap: pretty;
}
.h2 {
  font-family: var(--serif);
  font-weight: 700;
  font-size: clamp(1.8rem, 3.5vw, 3rem);
  line-height: 1.1;
  letter-spacing: -0.01em;
  color: var(--ink);
  text-wrap: pretty;
}
.h3 {
  font-family: var(--serif);
  font-weight: 600;
  font-size: clamp(1.3rem, 2.2vw, 1.9rem);
  line-height: 1.2;
  color: var(--ink);
  text-wrap: pretty;
}
.h4 {
  font-family: var(--serif);
  font-weight: 600;
  font-size: clamp(1.1rem, 1.6vw, 1.4rem);
  line-height: 1.3;
  color: var(--ink);
}
.lead {
  font-size: clamp(1.1rem, 1.8vw, 1.45rem);
  line-height: 1.6;
  color: var(--ink);
  font-weight: 400;
  text-wrap: pretty;
}
.body {
  font-size: 1.0625rem;
  line-height: 1.68;
  color: var(--ink-mid);
  text-wrap: pretty;
}
/* CONTRAST RULE: --ink-faint is for decorative labels ONLY */
.eyebrow {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  font-family: var(--mono);
  font-size: 0.86rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-soft);
}
.eyebrow::before {
  content: '';
  display: block;
  width: 26px;
  height: 2px;
  background: var(--blue);
  flex-shrink: 0;
}
.eyebrow.on-dark { color: var(--on-dark-soft); }
.eyebrow.on-dark::before { background: var(--blue-bright); }

.breadcrumb-inline {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.42rem;
  min-height: 1.5rem;
  margin: 0 0 1rem;
  font-family: var(--mono);
  font-size: 0.72rem;
  font-weight: 700;
  line-height: 1.5rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-soft);
}
.breadcrumb-inline a {
  color: var(--blue);
  text-decoration: none;
}
.breadcrumb-inline a:hover {
  text-decoration: underline;
}
.breadcrumb-inline span[aria-current="page"] {
  color: var(--ink-soft);
}
.breadcrumb-inline .crumb-sep {
  color: var(--ink-faint);
}

/* Monospace stat figures */
.stat-num {
  font-family: var(--serif);
  font-weight: 900;
  font-size: clamp(2.4rem, 5vw, 4.5rem);
  line-height: 0.9;
  letter-spacing: -0.02em;
  color: var(--ink);
  font-variant-numeric: tabular-nums;
}

/* Spacing helpers */
.mt-s  { margin-top: 0.75rem; }
.mt-m  { margin-top: 1.25rem; }
.mt-l  { margin-top: 2rem; }
.mt-xl { margin-top: 3rem; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}

/* ===== layout.css ===== */
/* ============================================================
   USA OPS — Layout
   /css/layout.css  |  max 400 lines
   Nav, footer, wrap, bands, grid patterns
   ============================================================ */

/* ---- WRAP ---- */
.wrap {
  max-width: var(--wrap);
  margin: 0 auto;
  padding: 0 var(--gutter);
  width: 100%;
  box-sizing: border-box;
}
/* Wide wrap — dense utility layouts ONLY (nav, mega menus, comparison tables,
   card grids). Never use to make sparse content feel bigger. §desktop-width */
.wrap-wide {
  max-width: var(--wrap-wide);
  margin: 0 auto;
  padding: 0 var(--gutter);
  width: 100%;
  box-sizing: border-box;
}

/* ---- BANDS (page sections) ---- */
.band       { padding: var(--section-v) 0; background: linear-gradient(180deg, #F3F7FC 0%, var(--paper) 60%); }
.band.warm  { background: radial-gradient(120% 130% at 100% 0%, rgba(91,155,213,0.07) 0%, rgba(91,155,213,0) 55%), linear-gradient(180deg, var(--paper-warm) 0%, #E9F1FA 100%); }
.band.dark  {
  background:
    radial-gradient(135% 120% at 8% 0%, rgba(91,155,213,0.12) 0%, rgba(91,155,213,0) 52%),
    linear-gradient(168deg, #16365F 0%, #0F2744 58%);
}
.band.white { background: linear-gradient(180deg, #FFFFFF 0%, #F6FAFE 100%); }

/* ---- VERTICAL RHYTHM HELPERS ---- */
/* Use these instead of one-off margin hacks */
.section-head {
  display: grid;
  gap: var(--space-tight);
  margin-bottom: var(--space-header);
}
.section-body {
  display: grid;
  gap: var(--space-block);
}
.stack {
  display: grid;
  gap: var(--space-block);
}

/* ---- NAMED LAYOUT PRIMITIVES ---- */
/* §21.16: every section uses exactly one of these */

/* 1. full-stack — vertical flow, hero, explanations, CTAs */
.full-stack {
  display: grid;
  gap: var(--space-block);
}

/* 2. balanced-split — two equal cols, both sides visually equal */
.balanced-split {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(2rem, 4vw, 3.5rem);
  align-items: flex-start;
}
.balanced-split > * { flex: 1 1 340px; min-width: 0; }

/* 3. divided-split — two cols with center hairline, comparisons only */
.divided-split {
  display: flex;
  flex-wrap: wrap;
  gap: 0;
  align-items: flex-start;
}
.divided-split > * {
  flex: 1 1 340px;
  min-width: 0;
  padding: 0 clamp(1.5rem, 3vw, 2.5rem);
}
.divided-split > *:first-child { padding-left: 0; }
.divided-split > *:last-child  { padding-right: 0; }
.divided-split > * + * {
  border-left: 1px solid var(--line);
}
@media (max-width: 768px) {
  .divided-split > * + * {
    border-left: none;
    border-top: 1px solid var(--line);
    padding-left: 0;
    padding-top: clamp(1.5rem, 3vw, 2.5rem);
  }
  .divided-split > *:first-child { padding-bottom: clamp(1.5rem, 3vw, 2.5rem); }
}

/* 4. card-grid — 3+ equal cards */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.25rem;
}
.card-grid.cols-2 { grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); }
.card-grid.cols-3 { grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); }

/* 5. proof-row — compact trust/logo/compliance row */
.proof-row {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem 2rem;
  align-items: center;
  padding: 1.25rem 0;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

/* 6. document-block — hairline financial doc style */
.document-block {
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  overflow: hidden;
}
.document-block .doc-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 1rem;
  padding: 0.85rem 1.25rem;
  border-bottom: 1px solid var(--line);
}
.document-block .doc-row:last-child { border-bottom: none; }
.document-block .doc-label {
  font-family: var(--mono);
  font-size: 0.75rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--ink-soft);
}
.document-block .doc-value {
  font-family: var(--serif);
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--ink);
  text-align: right;
}
.document-block .doc-head {
  background: var(--ink);
  color: var(--on-dark);
  font-family: var(--mono);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 0.6rem 1.25rem;
}

/* Legacy .row alias — maps to balanced-split behavior */
.row {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: flex-start;
}
.row.tight { gap: clamp(1rem, 2vw, 1.5rem); }

/* ---- GRID CARDS (legacy alias for card-grid) ---- */
.grid-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.25rem;
}
.grid-cards.cols-3 { grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); }
.grid-cards.cols-2 { grid-template-columns: repeat(auto-fit, minmax(340px, 1fr)); }

/* ---- NAVIGATION ---- */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  height: var(--nav-h);
  background: var(--ink);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  display: flex;
  align-items: center;
}
.nav-inner {
  width: 100%;
  max-width: var(--wrap);
  margin: 0 auto;
  padding: 0 var(--gutter);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  text-decoration: none;
  flex-shrink: 0;
}
.nav-logo img { height: 38px; width: auto; }
/* Text wordmark fallback (production swaps in /assets/img/logos/usaops_logo_white.webp) */
.nav-logo-mark {
  width: 17px; height: 17px;
  background: var(--blue);
  border-radius: 2px;
  flex-shrink: 0;
}
.nav-logo-text {
  font-family: var(--sans);
  font-weight: 700;
  font-size: 1.15rem;
  letter-spacing: 0.05em;
  color: #fff;
  line-height: 1;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  list-style: none;
}
.nav-links a {
  color: rgba(240,244,250,0.72);
  font-size: 0.9375rem;
  font-weight: 500;
  padding: 0.5rem 0.75rem;
  text-decoration: none;
  border-radius: var(--radius-sm);
  position: relative;
  white-space: nowrap;
  transition: color var(--dur-fast);
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0.75rem; right: 0.75rem;
  height: 2px;
  background: var(--blue-bright);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--dur-base) var(--ease);
}
.nav-links a:hover { color: rgba(240,244,250,1); text-decoration: none; }
.nav-links a:hover::after,
.nav-links a[aria-current="page"]::after { transform: scaleX(1); }
.nav-links a[aria-current="page"] { color: rgba(240,244,250,1); }
.nav-cta {
  margin-left: 0.5rem;
  display: flex;
  align-items: center;
  gap: 0.75rem;
}
.nav-voice {
  position: relative;
  isolation: isolate;
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  min-height: 3rem;
  padding: 0.45rem 0.8rem 0.45rem 0.55rem;
  border: 1px solid rgba(124, 213, 255, 0.34);
  border-radius: 0.5rem;
  background:
    linear-gradient(135deg, rgba(12, 34, 62, 0.94), rgba(17, 58, 98, 0.9)),
    radial-gradient(circle at 18% 20%, rgba(45, 119, 255, 0.42), transparent 38%);
  color: var(--on-dark);
  box-shadow:
    inset 0 0 0 1px rgba(255,255,255,0.05),
    0 0 0 0.0625rem rgba(42, 142, 255, 0.1),
    0 0.75rem 1.6rem rgba(0, 0, 0, 0.2);
  cursor: pointer;
  overflow: hidden;
  font-family: var(--sans);
  text-align: left;
  white-space: nowrap;
  transition: transform var(--dur-fast) var(--ease), border-color var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease);
}
.nav-voice::before {
  content: '';
  position: absolute;
  inset: 0;
  z-index: -1;
  background-image:
    radial-gradient(circle, rgba(141, 225, 255, 0.46) 0 0.065rem, transparent 0.07rem),
    linear-gradient(110deg, transparent 0%, rgba(97, 196, 255, 0.2) 48%, transparent 62%);
  background-size: 0.48rem 0.48rem, 220% 100%;
  background-position: 0 0, 120% 0;
  opacity: 0.58;
}
.nav-voice::after {
  content: '';
  position: absolute;
  inset: -45%;
  z-index: -1;
  background: conic-gradient(from 90deg, transparent, rgba(40, 136, 255, 0.24), transparent 38%);
  opacity: 0.6;
}
.nav-voice:hover {
  transform: translateY(-0.0625rem);
  border-color: rgba(142, 230, 255, 0.72);
  box-shadow:
    inset 0 0 0 1px rgba(255,255,255,0.08),
    0 0 0 0.0625rem rgba(112, 212, 255, 0.25),
    0 1rem 2rem rgba(0, 0, 0, 0.26);
}
.nav-voice:focus-visible {
  outline: 0.1875rem solid var(--blue-bright);
  outline-offset: 0.1875rem;
}
.nav-voice-orb {
  position: relative;
  flex: 0 0 auto;
  width: 2.05rem;
  height: 2.05rem;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background:
    radial-gradient(circle at 38% 35%, #f7fcff 0 0.18rem, #8fe7ff 0.19rem 0.42rem, #2579ff 0.8rem, #102f55 100%);
  box-shadow:
    0 0 0 0.18rem rgba(79, 169, 255, 0.12),
    0 0 1.1rem rgba(89, 208, 255, 0.5);
}
.nav-voice-orb::before,
.nav-voice-orb::after {
  content: '';
  position: absolute;
  inset: -0.28rem;
  border-radius: inherit;
  border: 0.075rem solid rgba(136, 225, 255, 0.55);
  opacity: 0.74;
}
.nav-voice-orb::after {
  inset: -0.55rem;
  opacity: 0.28;
}
.nav-voice-signal {
  width: 0.9rem;
  height: 0.9rem;
  border-radius: 50%;
  background:
    radial-gradient(circle, rgba(255,255,255,0.94) 0 0.12rem, transparent 0.13rem),
    radial-gradient(circle at 20% 75%, rgba(255,255,255,0.72) 0 0.08rem, transparent 0.09rem),
    radial-gradient(circle at 78% 70%, rgba(255,255,255,0.74) 0 0.075rem, transparent 0.085rem);
}
.nav-voice-copy {
  display: grid;
  gap: 0.05rem;
  line-height: 1;
}
.nav-voice-kicker {
  font-family: var(--mono);
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: rgba(151, 225, 255, 0.86);
}
.nav-voice-label {
  font-size: 0.9rem;
  font-weight: 800;
  color: #fff;
}
@media (prefers-reduced-motion: no-preference) {
  .nav-voice::before { animation: navVoiceMatrix 5s linear infinite; }
  .nav-voice::after { animation: navVoiceHalo 7s linear infinite; }
  .nav-voice-orb::before { animation: navVoicePulse 2.4s ease-out infinite; }
  .nav-voice-orb::after { animation: navVoicePulse 2.4s ease-out 0.8s infinite; }
  .nav-voice-signal { animation: navVoiceSignal 1.6s ease-in-out infinite; }
}
@keyframes navVoiceMatrix {
  0% { background-position: 0 0, 120% 0; }
  100% { background-position: 1.92rem 1.44rem, -120% 0; }
}
@keyframes navVoiceHalo {
  to { transform: rotate(360deg); }
}
@keyframes navVoicePulse {
  0% { transform: scale(0.9); opacity: 0.72; }
  80%, 100% { transform: scale(1.32); opacity: 0; }
}
@keyframes navVoiceSignal {
  0%, 100% { transform: scale(0.86); opacity: 0.72; }
  50% { transform: scale(1.08); opacity: 1; }
}

/* Hamburger button (mobile) */
.nav-toggle {
  display: none;
  background: none;
  border: none;
  padding: 0.5rem;
  cursor: pointer;
  color: rgba(240,244,250,0.9);
}
.nav-toggle svg { width: 24px; height: 24px; }
.nav-toggle .nav-toggle-bars { display: block; }
.nav-toggle .nav-toggle-x { display: none; }
body.nav-open .nav-toggle .nav-toggle-bars { display: none; }
body.nav-open .nav-toggle .nav-toggle-x { display: block; }

/* Mobile nav backdrop — dim layer below the top-sheet; tap to close */
.nav-backdrop {
  position: fixed;
  inset: var(--nav-h) 0 0 0;
  z-index: 998;
  background: rgba(15, 39, 68, 0.42);
}
.nav-backdrop[hidden] { display: none; }

/* Mobile nav — top-sheet drawer below the fixed header (SOP) */
.nav-menu {
  display: none;
  position: fixed;
  top: var(--nav-h);
  left: 0; right: 0;
  z-index: 999;
  max-height: calc(100dvh - var(--nav-h) - 24px);
  background: var(--ink);
  flex-direction: column;
  padding: 1.25rem var(--gutter) 1.5rem;
  overflow-y: auto;
  border-top: 1px solid rgba(240,244,250,0.12);
  border-bottom: 1px solid rgba(240,244,250,0.16);
  box-shadow: 0 24px 60px -36px rgba(0,0,0,0.55);
}
.nav-menu.open { display: flex; }
.nav-menu-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}
.nav-menu-links a {
  display: block;
  color: rgba(240,244,250,0.85);
  font-size: 1.2rem;
  font-weight: 500;
  padding: 0.9rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  text-decoration: none;
  min-height: 44px;
}
.nav-menu-links a:hover { color: #fff; text-decoration: none; }
.nav-menu-voice {
  margin-top: 1.5rem;
}
.nav-menu-voice .nav-voice {
  width: 100%;
  justify-content: center;
  min-height: 3.5rem;
}
.nav-menu-cta { margin-top: 0.85rem; }
.nav-menu-cta .btn-primary { width: 100%; justify-content: center; }

/* Mobile accordion rows (Coverage / Learn / Why) */
.nav-acc { border-bottom: 1px solid rgba(255,255,255,0.08); display: flex; flex-wrap: wrap; align-items: center; }
.nav-acc-toplink { flex: 1 1 auto; display: block; padding: 0.9rem 0; color: rgba(240,244,250,0.92); font-size: 1.2rem; font-weight: 600; text-decoration: none; }
.nav-acc-toplink:hover { color: #fff; }
.nav-acc > .nav-acc-btn { flex: 0 0 auto; width: 56px; min-height: 56px; justify-content: center; padding: 0; }
.nav-acc-panel { flex: 1 0 100%; }
.nav-acc-btn {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  gap: 1rem;
  color: rgba(240,244,250,0.85);
  font-family: var(--sans);
  font-size: 1.2rem;
  font-weight: 500;
  padding: 0.9rem 0;
  min-height: 44px;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
}
.nav-acc-btn:hover { color: #fff; }
.nav-acc-caret {
  flex-shrink: 0;
  width: 0; height: 0;
  border-left: 5px solid transparent;
  border-right: 5px solid transparent;
  border-top: 6px solid currentColor;
  transition: transform var(--dur-base) var(--ease);
}
.nav-acc.open .nav-acc-caret { transform: rotate(180deg); }
/* Sub-panel: present in DOM always; height-collapsed, not display:none */
.nav-acc-panel {
  overflow: hidden;
  max-height: 0;
  transition: max-height var(--dur-base) var(--ease);
}
.nav-acc.open .nav-acc-panel { max-height: 1040px; }
.nav-acc-group { padding: 0.25rem 0 0.75rem; }
.nav-acc-group-h {
  font-family: var(--mono);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(240,244,250,0.95);
  padding: 0.6rem 0 0.35rem;
}
.nav-acc-note {
  margin: 0.2rem 0 0.35rem;
  color: rgba(240,244,250,0.72);
  font-size: 0.98rem;
  line-height: 1.5;
}
.nav-acc-panel a {
  display: block;
  color: rgba(240,244,250,0.72);
  font-size: 1.0625rem;
  font-weight: 400;
  padding: 0.6rem 0 0.6rem 0.9rem;
  min-height: 44px;
  text-decoration: none;
}
.nav-acc-panel a:hover { color: #fff; text-decoration: none; }

/* Desktop mega nav needs room for 6 items + wide logo + CTA; switch to
   the hamburger below 1024px (amends §5 768px for this 6-item nav). */
@media (max-width: 1160px) {
  .nav-links, .nav-cta { display: none; }
  .nav-toggle { display: flex; }
}
@media (min-width: 1161px) {
  .nav-menu, .nav-backdrop, .nav-toggle { display: none !important; }
}

/* ---- MEGA MENU ---- */
/* RULE: panels use opacity/visibility/pointer-events — never display:none.
   Every <a> inside a mega panel is static HTML, present in the DOM at load time.
   JS and CSS only toggle visibility. Crawlers see all links on every page. */

.has-mega { position: static; }

.nav-mega-btn {
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 0.35rem;
  height: var(--nav-h);
  color: rgba(240,244,250,0.72);
  font-size: 0.9375rem;
  font-weight: 500;
  padding: 0 0.75rem;
  background: none;
  border: none;
  cursor: pointer;
  transition: color var(--dur-fast);
  white-space: nowrap;
}
.nav-mega-btn:hover,
.has-mega.open .nav-mega-btn { color: rgba(240,244,250,1); }

.nav-caret {
  display: inline-block;
  width: 0; height: 0;
  border-left: 4px solid transparent;
  border-right: 4px solid transparent;
  border-top: 5px solid currentColor;
  transition: transform var(--dur-fast) var(--ease);
  margin-top: 1px;
}
.has-mega.open .nav-caret { transform: rotate(180deg); }

/* Panel — full-width below the nav bar */
.mega-panel {
  position: fixed;
  top: var(--nav-h);
  left: 0;
  right: 0;
  z-index: 998;
  background: var(--ink);
  border-top: 1px solid rgba(255,255,255,0.08);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  /* Visibility toggle — opacity/visibility preserves link crawlability */
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transform: translateY(-4px);
  transition: opacity var(--dur-fast) var(--ease),
              visibility var(--dur-fast),
              transform var(--dur-fast) var(--ease);
}
.has-mega.open > .mega-panel {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: none;
}

.mega-inner {
  display: flex;
  gap: 3rem;
  padding-top: 2rem;
  padding-bottom: 2.25rem;
  align-items: flex-start;
}

.mega-col { flex: 1 1 200px; min-width: 0; }

.mega-col-h {
  font-family: var(--mono);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(240,244,250,0.95);
  margin-bottom: 0.85rem;
  padding-bottom: 0.55rem;
  border-bottom: 1px solid rgba(255,255,255,0.18);
}

.mega-col ul { display: flex; flex-direction: column; gap: 0.1rem; }

.mega-col a {
  display: block;
  color: rgba(240,244,250,0.72);
  font-size: 0.9375rem;
  font-weight: 500;
  padding: 0.45rem 0;
  text-decoration: none;
  transition: color var(--dur-fast);
  border-radius: var(--radius-sm);
}
.mega-col a:hover { color: rgba(240,244,250,1); text-decoration: none; }
.mega-col a:focus-visible {
  outline: 2px solid var(--blue-bright);
  outline-offset: 2px;
  color: rgba(240,244,250,1);
}

/* Backdrop — closes panel on outside click; inserted by JS */
.mega-backdrop {
  position: fixed;
  inset: var(--nav-h) 0 0 0;
  z-index: 997;
  background: transparent;
}

@media (max-width: 1024px) {
  /* Mega panels suppressed below the desktop-nav breakpoint — the mobile menu carries those links */
  .mega-panel { display: none; }
}

/* ---- FOOTER (four zones: brand+CTA / nav / legal / bottom) ---- */
footer {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(120% 150% at 100% 0%, rgba(91,155,213,0.11) 0%, rgba(91,155,213,0) 50%),
    radial-gradient(100% 120% at 0% 100%, rgba(91,155,213,0.07) 0%, rgba(91,155,213,0) 55%),
    linear-gradient(180deg, #143461 0%, #0F2744 55%);
  border-top: 1px solid rgba(255,255,255,0.08);
}
footer::before {
  content: "";
  position: absolute; inset: 0; pointer-events: none;
  background: linear-gradient(102deg, transparent 28%, rgba(255,255,255,0.055) 50%, transparent 72%);
}
footer .wrap { position: relative; z-index: 1; padding-top: clamp(2.75rem,5vw,4rem); padding-bottom: 1.75rem; }

/* Zone 1 — brand + CTA */
.foot-top {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: clamp(2rem,5vw,4rem);
  align-items: center;
  padding-bottom: clamp(2rem,4vw,2.75rem);
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.foot-brand address { font-style: normal; font-size: 0.95rem; line-height: 1.6; color: rgba(255,255,255,0.7); margin-bottom: 0.6rem; }
.foot-cta {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: clamp(1.5rem,3vw,2rem);
}
.foot-cta-h { font-family: var(--serif); font-weight: 700; font-size: 1.5rem; color: #fff; margin-bottom: 1.1rem; line-height: 1.25; }
.foot-cta .btn-primary { width: 100%; justify-content: center; }

/* Zone 2 — navigation */
.foot-nav {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 2rem 1.5rem;
  padding: clamp(2.25rem,4vw,3rem) 0;
}

/* Last-reviewed meta line */
.reviewed { font-family: var(--mono); font-size: 0.72rem; letter-spacing: 0.06em; text-transform: uppercase; color: var(--ink-soft); margin-top: 0.85rem; }
.foot-logo { height: 40px; width: auto; display: block; margin-bottom: 1rem; }
.foot-tagline {
  font-family: var(--mono);
  font-size: 0.7rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue-bright);
  margin-bottom: 1rem;
}
.foot-cta-sub {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.68);
  margin-top: 0.6rem;
}
.foot-col-h {
  font-family: var(--mono);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #fff;
  margin: 0 0 1rem;
  padding-bottom: 0.6rem;
  border-bottom: 1px solid rgba(255,255,255,0.14);
}
.foot-col ul { display: flex; flex-direction: column; gap: 0.6rem; list-style: none; padding: 0; margin: 0; }
.foot-col a {
  position: relative;
  display: inline-block;
  font-size: 0.95rem;
  color: rgba(255,255,255,0.68);
  text-decoration: none;
  transition: color var(--dur-fast), transform var(--dur-fast);
}
.foot-col a::before {
  content: "";
  position: absolute; left: -0.6rem; top: 50%;
  width: 0; height: 2px; background: var(--blue-bright);
  transform: translateY(-50%); transition: width var(--dur-fast);
}
.foot-col a:hover { color: var(--blue-bright); transform: translateX(0.55rem); }
.foot-col a:hover::before { width: 0.35rem; }

/* Zone 3 — legal disclosures (2-col, fills width, no dead space) */
.foot-legal-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem 3rem;
  padding: clamp(1.75rem,3vw,2.25rem) 0;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.foot-legal-grid p {
  font-size: 0.82rem; line-height: 1.65; color: rgba(255,255,255,0.6);
  margin: 0; padding-left: 0.95rem; border-left: 2px solid rgba(91,155,213,0.45);
}

/* Zone 4 — bottom bar */
.foot-bottom {
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 1rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.foot-copy { font-size: 0.8rem; color: rgba(255,255,255,0.55); margin: 0; }
.foot-bottom-links { display: flex; flex-wrap: wrap; gap: 1.25rem; }
.foot-bottom-links a { font-size: 0.8rem; color: rgba(255,255,255,0.55); text-decoration: none; }
.foot-bottom-links a:hover { color: var(--blue-bright); text-decoration: underline; text-underline-offset: 3px; }

/* Nav offset for fixed header */
main { padding-top: var(--nav-h); }
.band:first-child { padding-top: clamp(1.75rem, 4vw, 3.25rem); }

@media (max-width: 56.25rem) {
  .foot-nav { grid-template-columns: repeat(3, 1fr); }
  .foot-top { grid-template-columns: 1fr; align-items: start; }
}
@media (max-width: 560px) {
  .foot-nav { grid-template-columns: 1fr 1fr; }
  .foot-legal-grid { grid-template-columns: 1fr; }
}

/* ===== components.css ===== */
/* ============================================================
   USA OPS — Components
   /css/components.css  |  max 500 lines
   Buttons, cards, tags, forms, badges, FAQ, news facades
   ============================================================ */

/* ---- BUTTONS ---- */
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--blue);
  color: #fff;
  border: 2px solid var(--blue);
  border-radius: var(--radius-sm);
  padding: 0.75rem 1.75rem;
  font-family: var(--sans);
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  text-decoration: none;
  cursor: pointer;
  white-space: nowrap;
  transition: background var(--dur-fast) var(--ease),
              border-color var(--dur-fast) var(--ease),
              transform var(--dur-fast) var(--ease),
              box-shadow var(--dur-fast) var(--ease);
}
.btn-primary:hover {
  background: var(--blue-deep);
  border-color: var(--blue-deep);
  transform: translateY(-2px);
  box-shadow: var(--shadow-blue);
  text-decoration: none;
  color: #fff;
}
.btn-primary .arw { transition: transform var(--dur-fast) var(--ease); display: inline-block; }
.btn-primary:hover .arw { transform: translateX(4px); }
.btn-primary.btn-lg { padding: 0.9rem 2.1rem; font-size: 1.0625rem; }

.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: transparent;
  color: var(--blue-deep);
  border: 1.5px solid var(--blue-deep);
  border-radius: var(--radius-sm);
  padding: 0.7rem 1.5rem;
  min-height: 44px;
  box-sizing: border-box;
  font-family: var(--sans);
  font-size: 1rem;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
  transition: background var(--dur-fast), color var(--dur-fast);
}
.btn-outline:hover { background: var(--blue-deep); color: #fff; text-decoration: none; }

.btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: transparent;
  color: var(--on-dark);
  border: 1px solid rgba(240,244,250,0.45);
  border-radius: var(--radius-sm);
  padding: 0.7rem 1.5rem;
  min-height: 44px;
  box-sizing: border-box;
  font-family: var(--sans);
  font-size: 1rem;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
  transition: color var(--dur-fast), border-color var(--dur-fast);
}
.btn-ghost:hover { color: var(--on-dark); border-color: rgba(240,244,250,0.7); text-decoration: none; }

.cta-sub {
  font-family: var(--mono);
  font-size: 0.76rem;
  letter-spacing: 0.05em;
  color: var(--ink-soft);
  margin-top: 0.9rem;
  line-height: 1.5;
}
.cta-sub.on-dark { color: var(--on-dark-soft); }

/* ---- TAGS / EYEBROW LABELS ---- */
.tag {
  display: inline-block;
  font-family: var(--mono);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  padding: 0.25rem 0.55rem;
  border-radius: var(--radius-sm);
  border: 1px solid currentColor;
  line-height: 1.4;
}
.tag.solo    { color: var(--blue-deep); border-color: var(--blue-deep); background: rgba(26,111,212,0.08); }
.tag.team    { color: var(--blue-team); border-color: var(--blue-team); background: rgba(26,95,171,0.08); }
.tag.neutral { color: var(--ink-soft); border-color: var(--line-strong); background: var(--paper-warm); }
.tag.dark    { color: var(--blue-bright); border-color: var(--blue-bright); background: rgba(91,155,213,0.12); }

/* ---- CARDS ---- */
.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: 0 1px 2px rgba(15,39,68,0.04), 0 10px 28px -18px rgba(15,39,68,0.12);
}
.card.featured {
  border: 1.5px solid var(--blue);
  box-shadow: 0 0 0 3px rgba(26,111,212,0.1);
}
.card.dark-card {
  background: rgba(255,255,255,0.05);
  border-color: rgba(255,255,255,0.1);
}
.card.frame {
  border: 1.5px solid var(--line-strong);
  padding: clamp(1.5rem, 3vw, 2.5rem);
}

/* Note box (left-accent "honest aside") */
.note-box {
  border-left: 3px solid var(--blue);
  background: rgba(26,111,212,0.05);
  padding: 0.85rem 1rem;
  border-radius: 0 var(--radius) var(--radius) 0;
  font-size: 0.95rem;
  line-height: 1.6;
  color: var(--ink-soft);
}
.note-box.warn { border-color: var(--red); background: rgba(192,57,43,0.05); }

/* ---- TICK LIST ---- */
.ticks { display: flex; flex-direction: column; gap: 1rem; }
.tick  { display: flex; align-items: flex-start; gap: 0.9rem; }
.tick .mk {
  flex-shrink: 0;
  width: 24px; height: 24px;
  background: var(--blue);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin-top: 0.1rem;
}
.tick .mk svg { width: 13px; height: 13px; }
.tick b { display: block; font-weight: 600; color: var(--ink); font-size: 1rem; line-height: 1.4; }
.tick p { color: var(--ink-mid); font-size: 0.92rem; margin-top: 0.2rem; }

/* ---- FORMS ---- */
.form-field { margin-bottom: 1.25rem; }
.form-field label {
  display: block;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--ink);
  margin-bottom: 0.4rem;
}
.form-field input,
.form-field textarea,
.form-field select {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--line-strong);
  border-radius: var(--radius);
  font-family: var(--sans);
  font-size: 1rem;
  color: var(--ink);
  background: var(--card);
  transition: border-color var(--dur-fast);
}
.form-field input:focus,
.form-field textarea:focus,
.form-field select:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(26,111,212,0.15);
}
.form-field input.error,
.form-field textarea.error { border-color: var(--red); }
.field-error {
  color: var(--red);
  font-size: 0.82rem;
  margin-top: 0.35rem;
  font-weight: 500;
}
.form-field textarea { min-height: 120px; resize: vertical; }

/* ---- FAQ ---- */
.faq { display: flex; flex-direction: column; }
.faq details {
  border-bottom: 1px solid var(--line);
  padding: 0;
}
.faq details:first-child { border-top: 1px solid var(--line); }
.faq summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  padding: 1.25rem 0;
  cursor: pointer;
  font-weight: 600;
  font-size: 1.0625rem;
  color: var(--ink);
  list-style: none;
  user-select: none;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: '+';
  font-family: var(--mono);
  font-size: 1.3rem;
  font-weight: 400;
  color: var(--blue);
  flex-shrink: 0;
  transition: transform var(--dur-base) var(--ease);
}
.faq details[open] summary::after { transform: rotate(45deg); }
.faq .ans {
  padding: 0 0 1.25rem;
  color: var(--ink-mid);
  font-size: 1rem;
  line-height: 1.7;
}

/* ---- NEWS VIDEO FACADES ---- */
.news {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.2rem;
  margin-top: clamp(2rem, 4vw, 3rem);
}
.facade {
  position: relative;
  background: var(--ink);
  border-radius: 12px;
  aspect-ratio: 4/3;
  text-align: left;
  border: 1px solid rgba(255,255,255,0.10);
  border-top: 5px solid #FF0000;
  overflow: hidden;
  cursor: pointer;
  box-shadow: 0 14px 34px -16px rgba(15,39,68,0.55), 0 2px 6px rgba(15,39,68,0.18);
  transition: transform var(--dur-base) var(--ease), box-shadow var(--dur-base) var(--ease);
}
.facade:hover { transform: translateY(-3px); box-shadow: 0 22px 48px -18px rgba(15,39,68,0.62), 0 3px 8px rgba(15,39,68,0.2); }
/* YouTube thumbnail, self-hosted */
.facade-thumb {
  position: absolute;
  inset: 0;
  width: 100%; height: 100%;
  object-fit: cover;
  z-index: 1;
  filter: brightness(1.08) contrast(1.04) saturate(1.04);
  transition: transform var(--dur, 0.3s) ease;
}
.facade:hover .facade-thumb,
.facade:focus-visible .facade-thumb { transform: scale(1.04); }
/* Readability scrim: darken top (outlet) and bottom (headline + play) */
.facade::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 2;
  background:
    linear-gradient(to bottom, rgba(15,39,68,0.48) 0%, rgba(15,39,68,0) 34%),
    linear-gradient(to top, rgba(15,39,68,0.78) 0%, rgba(15,39,68,0.24) 44%, rgba(15,39,68,0) 66%);
  pointer-events: none;
}
.facade-outlet, .facade-headline, .facade-play, .facade-logo { z-index: 3; }
.facade-logo {
  position: absolute;
  top: 1rem; left: 1rem;
  height: 28px; width: auto;
  object-fit: contain;
  filter: brightness(0) invert(1);
  opacity: 0.9;
}
/* Text outlet label (used when no logo image is available) */
.facade-outlet {
  position: absolute;
  top: 0; left: 0;
  display: inline-flex;
  align-items: center;
  font-family: var(--mono);
  font-weight: 700;
  font-size: 0.82rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  line-height: 1;
  color: var(--ink);
  background: #fff;
  padding: 0.65rem 0.95rem;
  border-radius: 0 0 12px 0;
  box-shadow: 0 3px 12px rgba(0,0,0,0.32);
}
.facade-headline {
  position: absolute;
  bottom: 3.35rem; left: 1rem; right: 1rem;
  font-family: var(--serif);
  font-size: 1.02rem;
  font-weight: 700;
  color: rgba(240,244,250,0.9);
  line-height: 1.3;
  text-wrap: balance;
}
.facade-play {
  position: absolute;
  bottom: 0.75rem; left: 1rem;
  background: #FF0000;
  border: none;
  border-radius: 3px;
  color: #fff;
  font-size: 0.72rem;
  font-family: var(--mono);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 0.3rem 0.7rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 0.4rem;
}
.facade-play::before {
  content: "";
  width: 0;
  height: 0;
  border-top: 0.34rem solid transparent;
  border-bottom: 0.34rem solid transparent;
  border-left: 0.52rem solid currentColor;
}
.facade iframe {
  position: absolute;
  inset: 0;
  z-index: 3;
  width: 100%; height: 100%;
  border: none;
}
.modal-open {
  overflow: hidden;
}

.video-modal-overlay {
  position: fixed;
  inset: 0;
  z-index: 2200;
  background: rgba(8, 19, 35, 0.76);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--dur-base) var(--ease);
}
.video-modal-overlay.open {
  opacity: 1;
  pointer-events: auto;
}
.video-modal {
  width: min(100%, 70rem);
  background: linear-gradient(180deg, rgba(255,255,255,0.98), rgba(244,248,253,0.96));
  border: 1px solid rgba(127, 169, 227, 0.42);
  border-radius: 1.25rem;
  overflow: hidden;
  box-shadow: 0 2rem 4rem rgba(8, 19, 35, 0.28);
  transform: translateY(0.75rem);
  transition: transform var(--dur-base) var(--ease);
}
.video-modal-overlay.open .video-modal {
  transform: none;
}
.video-modal-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 1rem 0.9rem 1.25rem;
  border-bottom: 1px solid rgba(127, 169, 227, 0.32);
  background:
    radial-gradient(circle at top left, rgba(47, 122, 234, 0.16), transparent 40%),
    linear-gradient(180deg, rgba(22, 50, 92, 0.04), rgba(22, 50, 92, 0));
}
.video-modal-copy {
  min-width: 0;
}
.video-modal-kicker {
  margin: 0 0 0.35rem;
  font-family: var(--mono);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--blue);
}
.video-modal-title {
  margin: 0;
  font-family: var(--serif);
  font-size: clamp(1.35rem, 2.4vw, 2rem);
  line-height: 1.08;
  color: var(--ink);
}
.video-modal-close {
  flex: none;
  min-height: 2.75rem;
  padding: 0 1rem;
  border: 1px solid rgba(127, 169, 227, 0.4);
  border-radius: 999px;
  background: rgba(255,255,255,0.88);
  color: var(--ink);
  font: inherit;
  font-weight: 700;
  cursor: pointer;
}
.video-modal-close:hover {
  background: rgba(26,111,212,0.08);
}
.video-modal-frame {
  aspect-ratio: 16 / 9;
  background: #050b12;
}
.video-modal-frame iframe {
  display: block;
  width: 100%;
  height: 100%;
  border: none;
}

@media (max-width: 42rem) {
  .video-modal-overlay {
    padding: 1rem;
  }
  .video-modal-head {
    padding: 0.95rem 0.95rem 0.8rem 1rem;
  }
  .video-modal-title {
    font-size: 1.2rem;
  }
}

/* ---- PLAN CARDS ---- */
.plan {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}
.plan-name { font-family: var(--mono); font-size: 0.72rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ink-soft); }
.plan-price { display: flex; align-items: baseline; gap: 0.25rem; }
.plan-price b { font-family: var(--serif); font-weight: 900; font-size: 2.2rem; color: var(--ink); line-height: 1; }
.plan-price span { font-size: 0.85rem; color: var(--ink-faint); }
.plan-meta { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.plan-meta span { font-size: 0.82rem; background: var(--paper-warm); color: var(--ink-soft); padding: 0.2rem 0.5rem; border-radius: var(--radius-sm); }
.plan-pdf { display: inline-flex; align-items: center; gap: 0.3rem; font-size: 0.82rem; color: var(--blue); margin-top: 0.5rem; text-decoration: underline; }

/* ---- BENEFIT LOGOS ---- */
.benefit-logos {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
}
.benefit-logos img {
  height: 40px;
  width: auto;
  object-fit: contain;
  opacity: 1;
  filter: none;
}

/* ---- COMPARISON TABLE (§21.8) ---- */
/* Responsive, accessible. Real <table> with <th scope>. Stacks on mobile. */
.cmp-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.cmp {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.97rem;
  min-width: 560px;
}
.cmp caption {
  font-family: var(--mono);
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--ink-soft);
  text-align: left;
  padding-bottom: 0.85rem;
}
.cmp th, .cmp td {
  text-align: left;
  padding: 0.85rem 1rem;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}
.cmp thead th {
  font-family: var(--sans);
  font-weight: 700;
  font-size: 0.92rem;
  color: var(--ink);
  border-bottom: 2px solid var(--line-strong);
  background: var(--paper-warm);
}
.cmp tbody th {
  font-weight: 600;
  color: var(--ink);
}
.cmp td { color: var(--ink-mid); }
.cmp tbody tr:hover { background: rgba(26,111,212,0.03); }
.cmp .col-feat {
  border-left: 1.5px solid var(--blue);
  border-right: 1.5px solid var(--blue);
}
.cmp thead .col-feat { background: rgba(26,111,212,0.08); color: var(--blue-deep); }
/* Yes / no marks (no color-only meaning: glyph carries it) */
.cmp .yes { color: var(--green); font-weight: 700; }
.cmp .no  { color: var(--red); font-weight: 700; }

@media (max-width: 600px) {
  /* Stack: each row becomes a block; header cells label each value */
  .cmp { min-width: 0; }
  .cmp caption { padding-bottom: 0.5rem; }
  .cmp thead { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); }
  .cmp tbody tr {
    display: block;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    margin-bottom: 1rem;
    padding: 0.5rem 0.85rem;
  }
  .cmp tbody th, .cmp tbody td {
    display: flex;
    justify-content: space-between;
    gap: 1rem;
    padding: 0.55rem 0;
    border-bottom: 1px solid var(--line);
  }
  .cmp tbody tr td:last-child { border-bottom: none; }
  .cmp tbody td::before {
    content: attr(data-label);
    font-weight: 600;
    color: var(--ink-soft);
    font-size: 0.85rem;
  }
  .cmp .col-feat { border-left: none; border-right: none; }
}

@media (max-width: 768px) {
  .news { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 480px) {
  .news { grid-template-columns: 1fr; }
}

/* ============================================================
   CONSENT BANNER + PREFERENCES MODAL (emConsent)
   Banner is position:fixed (out of flow) so it adds zero CLS.
   Hardcoded in every page; JS only toggles .visible. (§9, §21.5)
   ============================================================ */
/* Slim, unobtrusive cookie bar pinned to the bottom (one row on desktop). */
.em-banner {
  position: fixed;
  left: 0; right: 0; bottom: 0;
  z-index: 200;
  background: var(--ink);
  border-top: 2px solid var(--blue);
  color: var(--on-dark);
  padding: 0.55rem clamp(0.85rem, 3vw, 1.5rem);
  transform: translateY(110%);
  transition: transform var(--dur-base) var(--ease);
  box-shadow: 0 -6px 24px -16px rgba(0,0,0,0.55);
}
.em-banner.visible { transform: translateY(0); }
.em-banner-inner {
  max-width: var(--wrap);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.6rem 1.25rem;
  flex-wrap: wrap;
}
.em-cookie-copy {
  flex: 1 1 340px;
  min-width: 0;
  margin: 0;
  font-size: 0.8rem;
  line-height: 1.45;
  color: var(--on-dark-soft);
}
.em-banner-actions {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  flex-wrap: wrap;
}
.em-btn {
  font-family: var(--sans);
  font-size: 0.8rem;
  font-weight: 600;
  border-radius: var(--radius-sm);
  padding: 0.42rem 0.9rem;
  min-height: 38px;
  cursor: pointer;
  border: 1px solid transparent;
  transition: background var(--dur-fast), border-color var(--dur-fast), color var(--dur-fast);
  white-space: nowrap;
}
.em-btn-accept { background: var(--blue); color: #fff; }
.em-btn-accept:hover { background: var(--blue-deep); }
.em-btn-prefs,
.em-btn-reject {
  background: transparent;
  color: var(--on-dark-soft);
  border-color: rgba(240,244,250,0.3);
}
.em-btn-prefs:hover,
.em-btn-reject:hover { border-color: var(--on-dark); color: var(--on-dark); }

/* ---- Preferences modal ---- */
.em-modal {
  position: fixed;
  inset: 0;
  z-index: 210;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
  background: rgba(15,39,68,0.55);
}
.em-modal.visible { display: flex; }
.em-modal-card {
  background: var(--card);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  width: 100%;
  max-width: 560px;
  max-height: 88vh;
  overflow-y: auto;
  padding: clamp(1.5rem, 4vw, 2.25rem);
}
.em-modal-card h2 {
  font-family: var(--serif);
  font-weight: 700;
  font-size: 1.4rem;
  color: var(--ink);
  margin: 0 0 0.5rem;
}
.em-modal-card .em-modal-intro {
  font-size: 0.95rem;
  color: var(--ink-mid);
  line-height: 1.5;
  margin: 0 0 1.25rem;
}
.em-pref {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: 0.9rem 0;
  border-top: 1px solid var(--line);
}
.em-pref label {
  font-weight: 600;
  color: var(--ink);
  font-size: 1rem;
  cursor: pointer;
}
.em-pref p {
  margin: 0.2rem 0 0;
  font-size: 0.875rem;
  color: var(--ink-soft);
  line-height: 1.45;
}
.em-pref input[type="checkbox"] {
  width: 22px; height: 22px;
  margin-top: 0.15rem;
  accent-color: var(--blue);
  flex: none;
  cursor: pointer;
}
.em-modal-actions {
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
  margin-top: 1.5rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--line);
}
.em-modal-actions .em-btn-save { background: var(--blue); color: #fff; }
.em-modal-actions .em-btn-save:hover { background: var(--blue-deep); }
.em-modal-actions .em-btn-rejectall {
  background: transparent;
  color: var(--ink-soft);
  border-color: var(--line-strong);
}
.em-modal-actions .em-btn-rejectall:hover { border-color: var(--ink-soft); color: var(--ink); }
.em-modal-close {
  margin-left: auto;
  background: none; border: none;
  color: var(--ink-soft);
  font-size: 0.9rem; font-weight: 500;
  text-decoration: underline;
  cursor: pointer;
  min-height: 44px; padding: 0 0.4rem;
}

@media (max-width: 600px) {
  .em-banner-actions { width: 100%; justify-content: flex-start; }
  .em-btn-accept { flex: 1 1 auto; text-align: center; justify-content: center; }
}

/* ============================================================
   PROGRESSIVE READING COMPONENTS  (§21.15)
   decision-list, numbered-process, document-callout,
   fit-check, comparison-ledger, plain-english-summary,
   related-reading, page-index
   ============================================================ */

/* ---- DECISION LIST ---- */
.decision-list {
  display: grid;
  gap: 0;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  overflow: hidden;
}
.decision-list .dl-row {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1rem 1.25rem;
  border-bottom: 1px solid var(--line);
}
.decision-list .dl-row:last-child { border-bottom: none; }
.decision-list .dl-icon {
  flex-shrink: 0;
  width: 28px; height: 28px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
}
.decision-list .dl-icon.yes { background: var(--green); }
.decision-list .dl-icon.no  { background: var(--red); }
.decision-list .dl-text { font-size: 1rem; color: var(--ink-mid); line-height: 1.55; }
.decision-list .dl-text b { color: var(--ink); }

/* ---- NUMBERED PROCESS ---- */
.numbered-process {
  display: grid;
  gap: 0;
  counter-reset: step;
}
.numbered-process .np-step {
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
  padding: 1.25rem 0;
  border-bottom: 1px solid var(--line);
  counter-increment: step;
}
.numbered-process .np-step:last-child { border-bottom: none; }
.numbered-process .np-num {
  flex-shrink: 0;
  font-family: var(--serif);
  font-weight: 900;
  font-size: 1.6rem;
  color: var(--blue);
  line-height: 1;
  min-width: 2rem;
  text-align: right;
}
.numbered-process .np-body h3 {
  font-family: var(--serif);
  font-weight: 700;
  font-size: 1.1rem;
  color: var(--ink);
  margin-bottom: 0.35rem;
}
.numbered-process .np-body p { font-size: 1rem; color: var(--ink-mid); margin: 0; }

/* ---- DOCUMENT CALLOUT ---- */
.document-callout {
  border: 1px solid var(--line-strong);
  border-left: 3px solid var(--blue);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 1.1rem 1.4rem;
  background: rgba(26,111,212,0.04);
}
.document-callout .dc-label {
  font-family: var(--mono);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 0.4rem;
}
.document-callout p { font-size: 1rem; color: var(--ink-mid); margin: 0; line-height: 1.6; }

/* ---- FIT CHECK ---- */
.fit-check {
  display: grid;
  gap: 0;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  overflow: hidden;
}
.fit-check .fc-head {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border-bottom: 2px solid var(--line-strong);
}
.fit-check .fc-col-h {
  font-family: var(--mono);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 0.65rem 1rem;
  border-right: 1px solid var(--line);
}
.fit-check .fc-col-h.yes { color: var(--green); background: rgba(31,138,91,0.06); }
.fit-check .fc-col-h.no  { color: var(--red); background: rgba(192,57,43,0.06); border-right: none; }
.fit-check .fc-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border-bottom: 1px solid var(--line);
}
.fit-check .fc-row:last-child { border-bottom: none; }
.fit-check .fc-cell {
  padding: 0.75rem 1rem;
  font-size: 0.97rem;
  color: var(--ink-mid);
  border-right: 1px solid var(--line);
  line-height: 1.5;
}
.fit-check .fc-cell:last-child { border-right: none; }

/* ---- RELATED READING ---- */
.related-reading {
  border-top: 1px solid var(--line);
  padding-top: 1.25rem;
  margin-top: var(--space-block);
}
.related-reading .rr-label {
  font-family: var(--mono);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-faint);
  margin-bottom: 0.75rem;
}
.related-reading ul {
  list-style: none;
  padding: 0; margin: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.5rem;
}
.related-reading a {
  font-size: 0.97rem;
  color: var(--blue);
  text-decoration: none;
  font-weight: 500;
}
.related-reading a:hover { text-decoration: underline; }

/* ---- PAGE INDEX (long pages >1500 words) ---- */
.page-index {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 1rem 0;
  margin: var(--space-block) 0;
}
.page-index ul {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.5rem;
  list-style: none;
  padding: 0; margin: 0;
}
.page-index a {
  font-family: var(--mono);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--ink-soft);
  text-decoration: none;
}
.page-index a:hover,
.page-index a[aria-current] { color: var(--blue); }

/* ---- PARTNER / TRUST LOGOS ---- */
.partner-logos {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1.5rem 2.5rem;
  padding: 1.5rem 0;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.partner-logos img {
  height: 44px;
  width: auto;
  max-width: 140px;
  opacity: 0.82;
  object-fit: contain;
  transition: opacity var(--dur-fast);
}
.partner-logos img:hover { opacity: 1; }
/* ESAC badge is square — give it a bit more room */
.partner-logos img.esac { height: 56px; }

/* ============================================================
   FORMS  (§8)
   ============================================================ */
.contact-form {
  display: grid;
  gap: var(--space-block);
  max-width: 580px;
}
.contact-form.form-card {
  width: 100%;
  max-width: none;
  padding: clamp(1.25rem, 2.5vw, 2rem);
  background: #fff;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  box-shadow: 0 20px 60px -44px rgba(15, 39, 68, 0.5);
}
.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}
.form-field {
  display: grid;
  gap: 0.45rem;
  min-width: 0;
  font-family: var(--sans);
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--ink);
}
.form-field span {
  display: block;
}
.form-field input,
.form-field textarea,
.form-field select {
  display: block;
  width: 100%;
  min-height: 48px;
  box-sizing: border-box;
  font-family: var(--sans);
  font-size: 1rem;
  font-weight: 500;
  color: var(--ink);
  background: var(--card);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  padding: 0.85rem 0.95rem;
  transition: border-color var(--dur-fast), box-shadow var(--dur-fast), background var(--dur-fast);
}
.form-field textarea {
  min-height: 10rem;
  resize: vertical;
  line-height: 1.55;
}
.form-field input::placeholder,
.form-field textarea::placeholder {
  color: var(--ink-faint);
  font-weight: 400;
}
.form-field input:focus,
.form-field textarea:focus,
.form-field select:focus {
  outline: none;
  background: #fff;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(26,111,212,0.15);
}
.form-field input[aria-invalid="true"],
.form-field textarea[aria-invalid="true"],
.form-field select[aria-invalid="true"] {
  border-color: var(--red);
}
.form-note {
  margin: -0.2rem 0 0;
  color: var(--ink-soft);
  font-family: var(--sans);
  font-size: 0.94rem;
  line-height: 1.55;
}
.form-row { display: grid; gap: 0.5rem; }
.form-row label {
  font-family: var(--sans);
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--ink);
}
.form-row label span[aria-hidden] { color: var(--red); }
.form-row label .opt { color: var(--ink-soft); font-weight: 400; font-size: 0.85rem; }
.form-row input,
.form-row textarea,
.form-row select {
  font-family: var(--sans);
  font-size: 1rem;
  color: var(--ink);
  background: var(--card);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  padding: 0.8rem 0.95rem;
  width: 100%;
  box-sizing: border-box;
  transition: border-color var(--dur-fast), box-shadow var(--dur-fast);
}
.form-row select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%230F2744' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
}
.form-row input::placeholder,
.form-row textarea::placeholder { color: var(--ink-faint); }
.form-row input:focus,
.form-row textarea:focus,
.form-row select:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(26,111,212,0.15);
}
.form-row input[aria-invalid="true"],
.form-row textarea[aria-invalid="true"],
.form-row select[aria-invalid="true"] { border-color: var(--red); }
.form-row textarea { resize: vertical; min-height: 130px; line-height: 1.6; }
.contact-form .form-status { font-size: 0.95rem; color: var(--red); line-height: 1.5; }
.contact-form .form-status:empty { display: none; }
.field-err { color: var(--red); font-size: 0.86rem; font-weight: 500; margin: 0.35rem 0 0; line-height: 1.4; }
.contact-form button[type="submit"] { justify-self: start; }

@media (max-width: 700px) {
  .form-grid {
    grid-template-columns: 1fr;
  }
}

/* Fractional marketplace partner page */
.partner-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(360px, 0.9fr);
  gap: clamp(2rem, 5vw, 5rem);
  align-items: center;
  min-height: min(760px, calc(100vh - 10rem));
}
.partner-hero-grid .h1 {
  max-width: 13.5ch;
}
.partner-hero-grid .lead {
  max-width: 46rem;
}
.partner-hero-visual {
  position: relative;
  display: grid;
  gap: 1rem;
  padding: clamp(1.25rem, 2.5vw, 2rem);
  background:
    linear-gradient(135deg, rgba(255,255,255,0.98), rgba(240,247,255,0.96)),
    radial-gradient(circle at 85% 15%, rgba(26,111,212,0.16), transparent 34rem);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  box-shadow: 0 28px 80px -48px rgba(15, 39, 68, 0.62);
}
.partner-hero-top {
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--line);
}
.partner-hero-top h2 {
  margin: 0;
  color: var(--ink);
  font-family: var(--serif);
  font-size: clamp(1.55rem, 2.4vw, 2.25rem);
  line-height: 1.04;
  letter-spacing: 0;
}
.partner-market-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.75rem;
}
.partner-market-grid span {
  display: grid;
  place-items: center;
  min-height: 4rem;
  color: var(--ink);
  background: #fff;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-sm);
  font-family: var(--mono);
  font-weight: 800;
  letter-spacing: 0.08em;
  box-shadow: 0 16px 42px -36px rgba(15, 39, 68, 0.5);
}
.partner-pathline {
  display: grid;
  gap: 0.75rem;
}
.partner-pathline div {
  display: grid;
  grid-template-columns: minmax(9rem, 0.42fr) 1fr;
  gap: 1rem;
  align-items: center;
  padding: 0.95rem 1rem;
  color: var(--ink);
  background: rgba(255,255,255,0.74);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
}
.partner-pathline strong {
  font-family: var(--mono);
  font-size: 0.78rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.partner-pathline span {
  color: var(--ink-soft);
  line-height: 1.45;
}
.partner-promise {
  padding: 1rem;
  background: #0f2744;
  border-radius: var(--radius-sm);
}
.partner-promise p {
  margin: 0;
  color: rgba(255,255,255,0.88);
  line-height: 1.55;
}
.partner-promise strong {
  color: #fff;
}
.partner-value-band {
  display: grid;
  gap: 1.5rem;
}
.partner-value-lead {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(340px, 1fr);
  gap: clamp(1.5rem, 4vw, 4rem);
  align-items: end;
}
.partner-value-lead .eyebrow {
  grid-column: 1 / -1;
}
.partner-value-lead .h2,
.partner-value-lead .body {
  margin-top: 0;
}
.partner-value-cards {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}
.partner-value-cards .card {
  min-height: 13rem;
}
.partner-intake-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(380px, 0.82fr);
  gap: clamp(2rem, 5vw, 5rem);
  align-items: start;
}
.partner-intake-brief {
  display: grid;
  align-content: start;
}
.partner-intake-cards {
  display: grid;
  gap: 0.85rem;
}
.partner-intake-cards article {
  display: grid;
  gap: 0.35rem;
  padding: 1rem;
  background: var(--bg-soft);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-sm);
}
.partner-intake-cards strong {
  color: var(--ink);
  font-family: var(--mono);
  font-size: 0.78rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.partner-intake-cards span {
  color: var(--ink-soft);
  line-height: 1.55;
}

@media (max-width: 1100px) {
  .partner-hero-grid,
  .partner-value-lead,
  .partner-intake-grid {
    grid-template-columns: 1fr;
    min-height: auto;
  }
  .partner-hero-grid .h1 {
    max-width: 12ch;
  }
  .partner-value-cards {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 640px) {
  .partner-market-grid,
  .partner-value-cards {
    grid-template-columns: 1fr;
  }
  .partner-pathline div {
    grid-template-columns: 1fr;
    gap: 0.25rem;
  }
}

/* Get started map */
.started-hero .lead { max-width: 74rem; }
.started-map-card {
  margin-top: 2rem;
  padding: clamp(1rem, 2vw, 1.5rem);
  background:
    linear-gradient(180deg, rgba(255,255,255,0.96), rgba(246,250,255,0.98));
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
}
.started-map-title {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin: 0 0 1rem;
  color: var(--ink);
  font-weight: 800;
}
.started-map-title::before {
  content: "";
  width: 2rem;
  height: 0.18rem;
  background: var(--blue);
  border-radius: 999px;
}
.started-map {
  display: block;
  width: 100%;
  height: auto;
}
.started-map text { font-family: var(--sans); fill: var(--ink); }
.started-map .map-serif { font-family: var(--serif); font-weight: 700; }
.started-map .map-small { fill: var(--ink-soft); }
.started-map .map-muted { fill: var(--ink-faint); }
.started-map .map-link text { text-decoration: none; }
.started-map .map-link:hover text,
.started-map .map-link:focus text { text-decoration: underline; }
.started-map--mobile { display: none; }
.owner-gateway-band .section-head {
  max-width: 54rem;
}
.owner-gateway-band .section-head p:not(.eyebrow) {
  color: var(--ink-soft);
  line-height: 1.62;
}
.owner-gateway-card {
  display: grid;
  gap: clamp(1.25rem, 2.5vw, 2rem);
}
.owner-gateway-map {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr) auto minmax(0, 1fr);
  gap: clamp(0.75rem, 1.8vw, 1.25rem);
  align-items: stretch;
}
.owner-gateway-node {
  position: relative;
  display: grid;
  align-content: start;
  gap: 0.55rem;
  min-width: 0;
  min-height: 12rem;
  padding: clamp(1rem, 2vw, 1.35rem);
  color: var(--ink);
  text-decoration: none;
  background: rgba(31,138,91,0.10);
  border: 2px solid rgba(31,138,91,0.55);
  border-radius: var(--radius);
  box-shadow: 0 1rem 2rem rgba(15,39,68,0.08);
  transition: transform var(--dur-fast), border-color var(--dur-fast), box-shadow var(--dur-fast);
}
.owner-gateway-node:hover,
.owner-gateway-node:focus {
  transform: translateY(-2px);
  border-color: var(--green);
  box-shadow: 0 1.2rem 2.4rem rgba(15,39,68,0.12);
  text-decoration: none;
}
.owner-gateway-node--action {
  background: rgba(91,155,213,0.14);
  border-color: rgba(91,155,213,0.55);
}
.owner-gateway-node--action:hover,
.owner-gateway-node--action:focus {
  border-color: var(--blue);
}
.owner-gateway-step {
  display: grid;
  place-items: center;
  width: 2rem;
  height: 2rem;
  border-radius: 999px;
  background: var(--ink);
  color: var(--card);
  font-weight: 900;
  line-height: 1;
}
.owner-gateway-node strong {
  font-family: var(--serif);
  font-size: clamp(1.25rem, 2vw, 1.65rem);
  line-height: 1.12;
  color: var(--ink);
}
.owner-gateway-node span:last-child {
  color: var(--ink-soft);
  line-height: 1.48;
}
.owner-gateway-arrow {
  align-self: center;
  color: var(--blue);
  font-size: clamp(1.8rem, 3vw, 2.35rem);
  font-weight: 900;
}
.owner-gateway-groups {
  display: grid;
  gap: clamp(1rem, 2vw, 1.35rem);
}
.owner-gateway-group {
  display: grid;
  gap: 0.75rem;
}
.owner-link-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.8rem;
}
.owner-link-card {
  display: grid;
  gap: 0.35rem;
  min-width: 0;
  min-height: 8.75rem;
  padding: 1rem;
  color: var(--ink);
  text-decoration: none;
  background: var(--card);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  transition: transform var(--dur-fast), border-color var(--dur-fast), box-shadow var(--dur-fast);
}
.owner-link-card::after {
  content: "Read page \2192";
  align-self: end;
  margin-top: 0.45rem;
  color: var(--blue);
  font-weight: 800;
}
.owner-link-card.featured {
  border-top: 4px solid var(--blue);
}
.owner-link-card:hover,
.owner-link-card:focus {
  transform: translateY(-2px);
  border-color: var(--blue);
  box-shadow: var(--shadow-soft);
  text-decoration: none;
}
.owner-link-card strong {
  color: var(--ink);
  line-height: 1.24;
}
.owner-link-card span {
  color: var(--ink-soft);
  line-height: 1.45;
}
.started-copy-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 2rem;
}
.started-copy-card {
  background: var(--card);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  padding: clamp(1rem, 1.8vw, 1.35rem);
}
.started-copy-card h2 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.35rem, 2vw, 1.8rem);
  line-height: 1.12;
}
.started-copy-card p,
.started-copy-card li {
  color: var(--ink-soft);
  line-height: 1.62;
}
.started-copy-card ul,
.started-copy-card ol {
  margin: 0;
  padding-left: 1.2rem;
}
.started-final {
  margin-top: 1.25rem;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1rem;
}
@media (max-width: 760px) {
  .started-map--desktop { display: none; }
  .started-map--mobile { display: block; }
  .started-copy-grid { grid-template-columns: 1fr; }
  .owner-gateway-map {
    grid-template-columns: 1fr;
  }
  .owner-gateway-arrow {
    justify-self: center;
    transform: rotate(90deg);
  }
  .owner-link-grid {
    grid-template-columns: 1fr;
  }
  .owner-gateway-node,
  .owner-link-card {
    min-height: 0;
  }
}

/* Conversational contact flow */
.contact-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(20rem, 0.75fr);
  gap: clamp(2rem, 5vw, 4.5rem);
  align-items: end;
}
.contact-side-panel {
  border: 1px solid var(--line-strong);
  background: rgba(255,255,255,0.68);
  box-shadow: 0 1.5rem 3rem -2rem rgba(15,39,68,0.42);
  padding: clamp(1.25rem, 3vw, 2rem);
  border-radius: 0.5rem;
}
.contact-side-panel ul {
  display: grid;
  gap: 0.8rem;
  margin: 1rem 0 0;
  padding: 0;
  list-style: none;
}
.contact-side-panel li {
  display: flex;
  align-items: flex-start;
  gap: 0.7rem;
  color: var(--ink-mid);
  line-height: 1.45;
}
.contact-side-panel li::before {
  content: "";
  width: 0.45rem;
  height: 0.45rem;
  margin-top: 0.5rem;
  border-radius: 999px;
  background: var(--blue);
  box-shadow: 0 0 0 0.25rem rgba(26,111,212,0.12);
  flex: none;
}
.contact-shell {
  display: grid;
  justify-items: center;
  align-items: start;
}
.contact-intro {
  position: sticky;
  top: calc(var(--nav-h) + 2rem);
}
.contact-flow {
  width: 100%;
  max-inline-size: 62rem;
  border: 1px solid var(--line-strong);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(248, 251, 255, 0.92));
  box-shadow: 0 2rem 4.5rem -3rem rgba(15,39,68,0.56), 0 0 0 0.25rem rgba(26,111,212,0.04);
  border-radius: 0.65rem;
  padding: clamp(1.15rem, 3vw, 2.25rem);
}
.contact-progress {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 1.4rem;
  color: var(--ink-soft);
  font-family: var(--mono);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.contact-progress__bar {
  flex: 1;
  height: 0.45rem;
  border-radius: 999px;
  background: rgba(15,39,68,0.1);
  overflow: hidden;
}
.contact-progress__bar span {
  display: block;
  width: 20%;
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--blue), var(--blue-bright));
  transition: width var(--dur-base) var(--ease);
}
.contact-step {
  border: 0;
  margin: 0;
  padding: 0;
}
.contact-step[hidden] { display: none; }
.contact-step legend {
  display: block;
  width: 100%;
  margin: 0 0 1.35rem;
  padding: 0;
  color: var(--ink);
  font-family: var(--serif);
  font-size: clamp(1.85rem, 3.2vw, 3rem);
  font-weight: 900;
  line-height: 1.08;
  text-align: center;
}
.contact-step legend:focus { outline: none; }
.contact-options {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.9rem;
}
.contact-options--intent {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.contact-options--intent .contact-option:last-child {
  grid-column: 1 / -1;
}
.contact-option {
  position: relative;
  display: block;
  min-height: 100%;
}
.contact-option input {
  position: absolute;
  inset: 0;
  opacity: 0;
  cursor: pointer;
}
.contact-option span {
  display: grid;
  gap: 0.4rem;
  min-height: 100%;
  border: 1px solid var(--line-strong);
  background: #fff;
  border-radius: 0.55rem;
  padding: 1.05rem;
  color: var(--ink);
  transition: border-color var(--dur-fast), box-shadow var(--dur-fast), transform var(--dur-fast), background var(--dur-fast);
}
.contact-option b {
  font-size: 1.02rem;
  line-height: 1.25;
}
.contact-option small {
  color: var(--ink-soft);
  font-size: 0.92rem;
  line-height: 1.45;
}
.contact-option--primary span {
  border-color: rgba(26,111,212,0.5);
  background: linear-gradient(180deg, rgba(26,111,212,0.08), #fff 62%);
}
.contact-option input:checked + span,
.contact-option input:focus-visible + span {
  border-color: var(--blue);
  box-shadow: 0 0 0 0.2rem rgba(26,111,212,0.13), 0 1.1rem 2rem -1.4rem rgba(15,39,68,0.55);
}
.contact-option:hover span {
  transform: translateY(-0.08rem);
  border-color: var(--blue);
}
.contact-nudge,
.contact-deflect {
  margin-top: 1rem;
  border: 1px solid rgba(26,111,212,0.24);
  background: rgba(26,111,212,0.07);
  border-radius: 0.5rem;
  padding: 1rem;
  color: var(--ink-mid);
}
.contact-actions,
.contact-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  align-items: center;
  margin-top: 1rem;
}
.contact-nav {
  justify-content: space-between;
}
.btn-secondary,
.text-btn {
  min-height: 2.75rem;
  border-radius: 0.5rem;
  font-family: var(--sans);
  font-weight: 700;
  cursor: pointer;
}
.btn-secondary {
  border: 1px solid var(--line-strong);
  background: #fff;
  color: var(--ink);
  padding: 0.75rem 1rem;
}
.btn-secondary:hover {
  border-color: var(--blue);
  color: var(--blue-deep);
}
.text-btn {
  border: 0;
  background: transparent;
  color: var(--blue);
  padding: 0.55rem 0.2rem;
  text-decoration: underline;
  text-underline-offset: 0.2rem;
}
.contact-fields-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}
.contact-field {
  display: grid;
  gap: 0.45rem;
}
.contact-field label {
  font-family: var(--sans);
  font-weight: 700;
  color: var(--ink);
  font-size: 0.94rem;
}
.contact-field label span[aria-hidden] { color: var(--red); }
.contact-field .opt { color: var(--ink-soft); font-weight: 500; }
.contact-field input,
.contact-field select,
.contact-field textarea {
  width: 100%;
  box-sizing: border-box;
  border: 1px solid var(--line-strong);
  border-radius: 0.5rem;
  background: #fff;
  color: var(--ink);
  font: inherit;
  padding: 0.85rem 0.95rem;
}
.contact-field select {
  min-height: 3.25rem;
  appearance: auto;
}
.contact-field textarea {
  min-height: 9rem;
  resize: vertical;
  line-height: 1.55;
}
.contact-field input:focus,
.contact-field select:focus,
.contact-field textarea:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 0.2rem rgba(26,111,212,0.13);
}
.contact-field input[aria-invalid="true"],
.contact-field select[aria-invalid="true"],
.contact-field textarea[aria-invalid="true"] {
  border-color: var(--red);
}
.contact-flow .form-status {
  margin: 1rem 0 0;
  color: var(--red);
  font-weight: 700;
}
.contact-flow .form-status:empty { display: none; }
.ty-recap {
  border: 1px solid var(--line-strong);
  background: rgba(26,111,212,0.06);
  border-radius: 0.5rem;
  padding: clamp(1rem, 2vw, 1.4rem);
}
.ty-recap p:last-child {
  margin: 0.45rem 0 0;
  color: var(--ink-mid);
  font-size: 1.05rem;
  line-height: 1.55;
}
@media (max-width: 920px) {
  .contact-hero-grid,
  .contact-shell {
    grid-template-columns: 1fr;
  }
  .contact-intro {
    position: static;
  }
}
@media (max-width: 620px) {
  .contact-options,
  .contact-options--intent,
  .contact-fields-grid {
    grid-template-columns: 1fr;
  }
  .contact-nav {
    align-items: stretch;
    flex-direction: column-reverse;
  }
  .contact-nav .btn-primary,
  .contact-nav .btn-secondary,
  .contact-actions .btn-primary {
    width: 100%;
    justify-content: center;
  }
}

/* ============================================================
   PDF MODAL  (desktop modal; mobile opens new tab via target=_blank)
   ============================================================ */
.pdf-modal-overlay {
  position: fixed;
  inset: 0;
  z-index: 2000;
  background: rgba(15,39,68,0.88);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--dur-base) var(--ease);
}
.pdf-modal-overlay.open { opacity: 1; pointer-events: auto; }
.pdf-modal {
  background: var(--card);
  border-radius: 0;
  width: 100%;
  max-width: none;
  height: 100dvh;
  max-height: none;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  box-shadow: none;
  transform: none;
  transition: transform var(--dur-base) var(--ease);
}
.pdf-modal-overlay.open .pdf-modal { transform: none; }
.pdf-modal-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 3.5rem;
  padding: 0.55rem 1rem 0.55rem 1.25rem;
  border-bottom: 1px solid var(--line);
  flex: none;
}
.pdf-modal-title {
  font-family: var(--mono);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--ink-soft);
}
.pdf-modal-actions { display: flex; gap: 0.25rem; align-items: center; }
.pdf-modal-actions a,
.pdf-modal-close {
  font-family: var(--sans);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--blue);
  text-decoration: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0 0.85rem;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  border-radius: var(--radius-sm);
}
.pdf-modal-actions a:hover { background: rgba(26,111,212,0.08); text-decoration: none; }
.pdf-modal-close { color: var(--ink-soft); }
.pdf-modal-close:hover { background: var(--paper-warm); color: var(--ink); }
.pdf-modal iframe {
  flex: 1;
  width: 100%;
  min-height: 0;
  border: none;
  background: #2f2f2f;
}

.coverage-doc-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.25rem;
}
.coverage-doc-card {
  display: grid;
  gap: 1rem;
  min-width: 0;
  padding: clamp(1rem, 2.4vw, 1.35rem);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  background:
    radial-gradient(circle at top right, rgba(45,118,212,0.08), transparent 42%),
    var(--card);
  color: inherit;
  text-decoration: none;
  box-shadow: 0 1rem 2.5rem rgba(15,39,68,0.06);
  transition: transform var(--dur-base) var(--ease), box-shadow var(--dur-base) var(--ease), border-color var(--dur-base) var(--ease);
}
.coverage-doc-card:hover,
.coverage-doc-card:focus-visible {
  transform: translateY(-0.2rem);
  box-shadow: 0 1.35rem 3rem rgba(15,39,68,0.12);
  border-color: rgba(45,118,212,0.28);
  text-decoration: none;
}
.coverage-doc-preview {
  position: relative;
  min-height: 13rem;
  display: grid;
  place-items: center;
  padding: 1rem;
  border-radius: calc(var(--radius) - 0.2rem);
  background:
    linear-gradient(180deg, rgba(45,118,212,0.08), rgba(45,118,212,0.02)),
    linear-gradient(135deg, #f8fbff 0%, #eef4fb 100%);
  overflow: hidden;
}
.coverage-doc-sheet {
  position: absolute;
  width: min(100%, 10.75rem);
  aspect-ratio: 0.77;
  border-radius: 0.9rem;
  border: 1px solid rgba(15,39,68,0.08);
  background: #fff;
  box-shadow: 0 0.8rem 2rem rgba(15,39,68,0.08);
}
.coverage-doc-sheet--back {
  transform: translate(-1rem, 0.7rem) rotate(-8deg);
  opacity: 0.72;
}
.coverage-doc-sheet--mid {
  transform: translate(1rem, 0.3rem) rotate(7deg);
  opacity: 0.82;
}
.coverage-doc-sheet--front {
  position: relative;
  display: grid;
  align-content: start;
  gap: 1rem;
  padding: 1rem 1rem 0.9rem;
  transform: rotate(-1deg);
  opacity: 1;
}
.coverage-doc-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: fit-content;
  min-height: 1.8rem;
  padding: 0.25rem 0.55rem;
  border-radius: 999rem;
  background: rgba(45,118,212,0.1);
  color: var(--blue-deep);
  font-family: var(--mono);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
}
.coverage-doc-logo {
  height: 1.9rem;
  width: auto;
  object-fit: contain;
}
.coverage-doc-lines {
  display: grid;
  gap: 0.45rem;
}
.coverage-doc-lines span {
  display: block;
  height: 0.45rem;
  border-radius: 999rem;
  background: linear-gradient(90deg, rgba(15,39,68,0.16), rgba(15,39,68,0.05));
}
.coverage-doc-lines span:nth-child(1) { width: 84%; }
.coverage-doc-lines span:nth-child(2) { width: 100%; }
.coverage-doc-lines span:nth-child(3) { width: 68%; }
.coverage-doc-copy {
  display: grid;
  gap: 0.55rem;
}
.coverage-doc-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.8rem;
  flex-wrap: wrap;
}
.coverage-doc-plan,
.coverage-doc-deductible {
  font-family: var(--mono);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.coverage-doc-plan {
  color: var(--blue-deep);
}
.coverage-doc-deductible {
  color: var(--ink-soft);
}
.coverage-doc-title {
  margin: 0;
  font-family: var(--serif);
  font-size: clamp(1.35rem, 2.2vw, 1.7rem);
  line-height: 1.08;
  color: var(--ink);
}
.coverage-doc-body {
  margin: 0;
  color: var(--ink-mid);
  line-height: 1.6;
}
.coverage-doc-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-weight: 700;
  color: var(--blue);
}

/* ---- CONTAINER QUERIES for reusable components ---- */
.card, .document-block, .cmp-wrap, .proof-panel { container-type: inline-size; }
@container (width < 520px) {
  .card { padding: 1rem; }
  .card h3 { font-size: 1.1rem; }
}

/* ============================================================
   ARTICLE — T4 Learn pillar (editorial long-form)
   Sticky TOC rail + body. Together they fill .wrap (no dead space).
   Prose sits at a readable measure; structured blocks use full body width.
   ============================================================ */
.article {
  display: grid;
  grid-template-columns: 232px minmax(0, 1fr);
  gap: clamp(2rem, 5vw, 4.5rem);
  align-items: start;
}
@media (max-width: 900px) { .article { grid-template-columns: 1fr; gap: 2rem; } }

/* Byline / meta row */
/* Byline sits tight under the article H1 (collapse the section-head gap) */
.section-head:has(+ .byline) { margin-bottom: 0; }
.byline {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem 1.25rem;
  margin-top: 0.85rem;
  padding-bottom: 1.1rem;
  border-bottom: 1px solid var(--line);
  font-family: var(--mono);
  font-size: 0.74rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--ink-soft);
}
.byline .by-author { color: var(--ink); font-weight: 700; }
.byline .by-sep { color: var(--line-strong); }

/* Sticky TOC rail */
.article-toc { position: sticky; top: calc(var(--nav-h) + 1.5rem); align-self: start; }
@media (max-width: 900px) {
  .article-toc {
    position: static;
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    padding: 1rem 0;
  }
}
.article-toc-label {
  font-family: var(--mono);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--ink-faint);
  margin-bottom: 0.85rem;
}
.article-toc ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 0.15rem; }
.article-toc a {
  display: block;
  padding: 0.4rem 0 0.4rem 0.85rem;
  border-left: 2px solid var(--line);
  color: var(--ink-soft);
  font-size: 0.9rem;
  font-weight: 500;
  line-height: 1.35;
  text-decoration: none;
  transition: color var(--dur-fast), border-color var(--dur-fast);
}
.article-toc a:hover { color: var(--ink); border-left-color: var(--line-strong); }
.article-toc a[aria-current="true"] { color: var(--blue); border-left-color: var(--blue); font-weight: 600; }
@media (max-width: 900px) {
  .article-toc ul { display: flex; flex-wrap: wrap; gap: 0.4rem 1.25rem; }
  .article-toc a { border-left: 0; padding: 0.3rem 0; font-family: var(--mono); font-size: 0.76rem; text-transform: uppercase; letter-spacing: 0.04em; }
  .article-toc a[aria-current="true"] { border-left: 0; }
}

/* Article body prose — one clean reading measure for ALL body blocks (prose,
   lead, lists, callouts, tables share the same right edge; no ragged dead space) */
.article-body { width: 100%; max-width: none; }
.home-full-copy { width: 100%; max-width: none; }
.home-full-copy > p {
  font-size: 1.1rem;
  line-height: 1.75;
  color: var(--ink-mid);
  margin: 0 0 1.15rem;
}
.home-full-copy > .lead {
  font-size: 1.3rem;
  line-height: 1.6;
  color: var(--ink);
}
.home-full-copy ul.prose-list,
.home-full-copy ol.prose-list {
  margin: 0 0 1.3rem;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.6rem;
}
.home-full-copy ul.prose-list li,
.home-full-copy ol.prose-list li {
  position: relative;
  padding-left: 1.5rem;
  font-size: 1.08rem;
  line-height: 1.65;
  color: var(--ink-mid);
}
.home-full-copy ul.prose-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.7em;
  width: 0.5rem;
  height: 0.5rem;
  background: var(--blue);
  border-radius: 1px;
}
.article-body > h2 {
  font-family: var(--serif);
  font-weight: 700;
  font-size: clamp(1.5rem, 2.6vw, 1.9rem);
  line-height: 1.2;
  color: var(--ink);
  margin: 2.75rem 0 1rem;
  text-wrap: balance;
}
.article-body > h2:first-child { margin-top: 0; }
.article-body > h3 {
  font-family: var(--serif);
  font-weight: 700;
  font-size: 1.2rem;
  color: var(--ink);
  margin: 1.75rem 0 0.65rem;
}
.article-body > p {
  font-size: 1.1rem;
  line-height: 1.75;
  color: var(--ink-mid);
  margin: 0 0 1.15rem;
}
.article-body > p > a { color: var(--blue); text-decoration: underline; text-underline-offset: 2px; }
.article-body > .lead {
  font-size: 1.3rem;
  line-height: 1.6;
  color: var(--ink);
}
.article-body ul.prose-list, .article-body ol.prose-list {
  margin: 0 0 1.3rem;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.6rem;
}
.article-body ul.prose-list li, .article-body ol.prose-list li {
  position: relative;
  padding-left: 1.5rem;
  font-size: 1.08rem;
  line-height: 1.65;
  color: var(--ink-mid);
}
.article-body ul.prose-list li::before {
  content: "";
  position: absolute;
  left: 0; top: 0.7em;
  width: 7px; height: 7px;
  background: var(--blue);
  border-radius: 1px;
}
.article-body ul.prose-list.icon-list {
  gap: 0.75rem;
}
.article-body ul.prose-list.icon-list li {
  padding: 0.1rem 0 0.1rem 2.05rem;
  border: 0;
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}
.article-body ul.prose-list.icon-list li::before {
  top: 0.92rem;
  width: 0.9rem;
  height: 0.9rem;
  border-radius: 999px;
  background: radial-gradient(circle at 35% 35%, #ffffff 0 28%, var(--blue) 29% 100%);
  box-shadow: 0 0 0 0.22rem rgba(26,111,212,0.12);
}
.article-body ol.prose-list { counter-reset: pl; }
.article-body ol.prose-list li { counter-increment: pl; padding-left: 2rem; }
.article-body ol.prose-list li::before {
  content: counter(pl);
  position: absolute;
  left: 0; top: 0.05em;
  font-family: var(--serif);
  font-weight: 900;
  font-size: 1rem;
  color: var(--blue);
}

/* Pull quote — editorial emphasis */
.pull-quote {
  margin: 2rem 0;
  padding: 0.25rem 0 0.25rem 1.5rem;
  border-left: 3px solid var(--blue);
  font-family: var(--serif);
  font-weight: 700;
  font-size: 1.4rem;
  line-height: 1.4;
  color: var(--ink);
}

/* Key takeaway box at article top (answer-first) */
.key-takeaway {
  border: 1px solid var(--line-strong);
  border-top: 3px solid var(--blue);
  border-radius: var(--radius);
  padding: 1.4rem 1.6rem;
  background: var(--card);
  margin-bottom: var(--space-block);
}
.key-takeaway .kt-label {
  font-family: var(--mono);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 0.5rem;
}
.key-takeaway p { font-size: 1.15rem; line-height: 1.6; color: var(--ink); margin: 0; }

/* Neutral directional marker for honest-alternative lists (not an endorsement check) */
.decision-list .dl-icon.neutral { background: var(--blue); }

/* ===== utilities.css ===== */
/* ============================================================
   USA OPS — Utilities
   /css/utilities.css  |  max 200 lines
   Helpers, animations, print, scroll-reveal
   ============================================================ */

/* ---- VISIBILITY ---- */
.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}
.hidden { display: none !important; }

/* ---- SCROLL REVEAL ---- */
.rv {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity var(--dur-slow) var(--ease),
              transform var(--dur-slow) var(--ease);
}
.rv.visible { opacity: 1; transform: none; }
/* Stagger children */
.rv[class*="1/"] { transition-delay: 0ms; }
.rv[class*="2/"] { transition-delay: 80ms; }
.rv[class*="3/"] { transition-delay: 160ms; }

/* ---- MUTED TEXT ---- */
.muted { color: var(--ink-faint); font-size: 0.88rem; }
.aside {
  font-size: 0.95rem;
  color: var(--ink-soft);
  background: rgba(26,111,212,0.05);
  border-left: 2px solid var(--blue);
  padding: 0.75rem 1rem;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  line-height: 1.6;
}

/* ---- STAMP ---- */
.stamp {
  display: inline-block;
  font-family: var(--mono);
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-soft);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-sm);
  padding: 0.3rem 0.55rem;
  white-space: nowrap;
}

/* ---- DIVIDER ---- */
.divider {
  border: none;
  border-top: 1px solid var(--line);
  margin: 0;
}
.divider.strong { border-color: var(--line-strong); }

/* ---- LIVE DOT ---- */
.live-dot {
  display: inline-block;
  width: 8px; height: 8px;
  background: var(--blue);
  border-radius: 50%;
  animation: pulse 2.1s ease-in-out infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.55; transform: scale(0.8); }
}

/* ---- WHYBOX (dark band stat block) ---- */
.whybox {
  display: flex;
  flex-direction: row;
  align-items: flex-start;
  gap: 1rem;
  flex: 1 1 320px;
  min-width: 0;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius);
  padding: 1.5rem;
}

/* ---- FEE BLOCK ---- */
.fee {
  display: flex;
  flex-wrap: wrap;
  gap: 1.5rem;
  align-items: flex-start;
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 2px solid var(--line-strong);
}
.fee .lab {
  font-family: var(--mono);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--ink-soft);
  margin-bottom: 0.6rem;
}
.fee .nums { display: flex; flex-direction: column; gap: 0.5rem; }
.fee .num { display: flex; align-items: baseline; gap: 0.5rem; }
.fee .num b { font-family: var(--serif); font-weight: 900; font-size: 2rem; color: var(--blue); line-height: 1; }
.fee .num span { font-size: 0.85rem; color: var(--ink-soft); }
.fee .div { height: 1px; background: var(--line); margin: 0.25rem 0; }

/* ---- SCROLL MARGIN (clears fixed nav for anchor links) ---- */
[id] { scroll-margin-top: calc(var(--nav-h) + 24px); }

/* ---- CONTENT VISIBILITY ---- */
/* Full-page renders and crawler previews need real painted content boxes. */
.band:not(:first-child) {
  content-visibility: visible;
}

/* ---- REDUCED MOTION ---- */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: 0.001ms !important;
  }
}

/* ---- PRINT ---- */
@media print {
  .nav, footer, .btn-primary, .btn-outline, #em-consent, #em-modal { display: none !important; }
  .band { padding: 1.5rem 0; }
  body { color: #000; background: #fff; }
  a { color: #000; text-decoration: underline; }
  .h1, .h2, .h3 { color: #000; }
}

@media (max-width: 480px) {
  .whybox { flex-direction: column; }
}



/* ---- RATE CARDS (pricing tiers) ---- */
.coverage-toggle {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}
.coverage-chip {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.72rem 1rem;
  border: 1px solid var(--line-strong);
  border-radius: 999px;
  background: rgba(255,255,255,0.7);
  color: var(--ink-soft);
  font-family: var(--mono);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  transition: background var(--dur-fast), color var(--dur-fast), border-color var(--dur-fast), transform var(--dur-fast);
}
.coverage-chip:hover {
  background: #fff;
  border-color: var(--blue);
  color: var(--ink);
  transform: translateY(-1px);
}
.coverage-chip.is-active {
  background: var(--blue);
  border-color: var(--blue);
  color: #fff;
  box-shadow: 0 12px 28px -18px rgba(26,111,212,0.7);
}
.rate-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; }
.rate-card {
  background: linear-gradient(180deg, #ffffff 0%, #F4F8FE 100%);
  border: 1px solid var(--line-strong);
  border-radius: 14px;
  padding: 1.5rem 1.5rem 1.65rem;
  box-shadow: 0 12px 30px -20px rgba(15,39,68,0.45);
  display: flex; flex-direction: column;
  transition: transform var(--dur-base) var(--ease), box-shadow var(--dur-base) var(--ease);
}
.rate-card:hover { transform: translateY(-4px); box-shadow: 0 20px 40px -22px rgba(15,39,68,0.5); }
.rate-head { display: flex; align-items: center; justify-content: space-between; gap: 0.75rem; margin-bottom: 1.1rem; }
.rate-name { font-family: var(--serif); font-weight: 900; font-size: 1.4rem; color: var(--ink); letter-spacing: -0.01em; }
.rate-trade { font-family: var(--mono); font-size: 0.6rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--blue-deep); background: var(--paper-warm); padding: 0.32rem 0.6rem; border-radius: 999px; white-space: nowrap; }
.rate-price { display: flex; align-items: baseline; gap: 0.45rem; padding-bottom: 1.15rem; margin-bottom: 1.15rem; border-bottom: 1px solid var(--line); }
.rate-price .amt { font-family: var(--serif); font-weight: 900; font-size: 2.7rem; line-height: 1; color: var(--ink); letter-spacing: -0.025em; }
.rate-price .per { font-size: 0.85rem; color: var(--ink-soft); }
.rate-meta { display: flex; flex-direction: column; gap: 0.75rem; margin: 0; }
.rate-meta > div { display: flex; align-items: baseline; justify-content: space-between; gap: 1rem; }
.rate-meta dt { font-size: 0.9rem; color: var(--ink-soft); margin: 0; }
.rate-meta dd { font-weight: 700; font-size: 0.98rem; color: var(--ink); margin: 0; }
@media (max-width: 820px) { .rate-cards { grid-template-columns: 1fr; } .coverage-toggle { flex-direction: column; } .coverage-chip { width: 100%; } }

/* ===== Exit Intent Modal ===== */
#exit-modal {
  position: fixed; inset: 0; z-index: 9000;
  background: rgba(15,39,68,0.28);
  display: flex; align-items: center; justify-content: center;
  padding: 1.5rem;
  opacity: 0; pointer-events: none;
  transition: opacity 0.25s ease;
}
#exit-modal.open { opacity: 1; pointer-events: auto; }
.exit-modal-card {
  position: relative;
  background: var(--card, #fff);
  border-radius: 10px;
  padding: 2.5rem 2.25rem 2rem;
  max-width: 520px; width: 100%;
  box-shadow: 0 20px 60px rgba(15,39,68,0.28), 0 4px 16px rgba(15,39,68,0.14);
}
.exit-modal-close {
  position: absolute; top: 1rem; right: 1rem;
  width: 32px; height: 32px;
  background: none; border: none; cursor: pointer;
  font-size: 1.4rem; line-height: 1;
  color: var(--ink-faint, #9babbe);
  display: flex; align-items: center; justify-content: center;
  border-radius: 4px;
  transition: color 0.15s, background 0.15s;
}
.exit-modal-close:hover { color: var(--ink, #0F2744); background: var(--paper, #F0F4FA); }
.exit-modal-eyebrow {
  font-family: var(--mono, 'Courier New', monospace);
  font-size: 0.7rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em;
  color: var(--blue, #1A6FD4); margin: 0 0 0.75rem;
}
.exit-modal-h {
  font-family: var(--serif, Merriweather, Georgia, serif);
  font-size: 1.45rem; font-weight: 700; line-height: 1.25;
  color: var(--ink, #0F2744); margin: 0 0 0.85rem;
}
.exit-modal-body {
  font-size: 1rem; line-height: 1.6;
  color: var(--ink-mid, #3a5068); margin: 0 0 1.5rem;
}
.exit-modal-cta { display: inline-block; margin-bottom: 1rem; }
.exit-modal-skip {
  display: block; width: 100%; padding: 0;
  background: none; border: none; cursor: pointer;
  font-size: 0.85rem; color: var(--ink-faint, #9babbe);
  text-align: center; transition: color 0.15s;
}
.exit-modal-skip:hover { color: var(--ink-mid, #3a5068); }
@media (max-width: 600px) {
  #exit-modal { align-items: flex-end; padding: 0; }
  .exit-modal-card { border-radius: 10px 10px 0 0; max-width: 100%; }
}

/* ===== Cost visualiser (.cost-vis) ===== */
.cost-vis {
  display: flex; gap: 3rem; align-items: flex-start; margin-top: 2rem;
}
.cost-vis.cost-cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: clamp(1rem, 2vw, 1.35rem);
  align-items: stretch;
  margin-top: clamp(1.35rem, 3vw, 2rem);
}
.cost-card {
  background: rgba(255,255,255,0.075);
  border: 1px solid rgba(240,244,250,0.18);
  border-radius: 12px;
  padding: clamp(1.15rem, 2.2vw, 1.55rem);
  color: var(--on-dark, #e8eef8);
  box-shadow: 0 18px 45px rgba(0,0,0,0.16);
}
.cost-card.hot {
  background: linear-gradient(135deg, rgba(26,111,212,0.28), rgba(201,168,76,0.14));
  border-color: rgba(201,168,76,0.48);
}
.cost-label {
  display: block;
  font-family: var(--sans);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  line-height: 1.25;
  text-transform: uppercase;
  color: rgba(240,244,250,0.78);
  margin: 0 0 0.85rem;
}
.cost-row {
  display: flex;
  align-items: baseline;
  gap: 0.65rem;
  flex-wrap: wrap;
  font-family: var(--sans);
  color: rgba(240,244,250,0.82);
}
.cost-row span { color: rgba(240,244,250,0.72); }
.cost-row strong {
  font-family: var(--serif);
  font-size: clamp(1.9rem, 3.6vw, 3rem);
  font-weight: 900;
  letter-spacing: -0.035em;
  line-height: 0.95;
  color: #C9A84C;
}
.cost-arrow {
  color: var(--blue-bright, #6ea8fe);
  font-weight: 900;
}
.cost-card p {
  margin: 0.85rem 0 0;
  color: rgba(240,244,250,0.78);
  line-height: 1.55;
}
.cost-big {
  font-family: var(--serif);
  font-size: clamp(2rem, 4vw, 3.35rem);
  font-weight: 900;
  letter-spacing: -0.035em;
  line-height: 0.95;
  color: #C9A84C;
}
.cost-vis-chart { flex: 1 1 auto; }
.cost-vis-aside { flex: 0 0 200px; }
.cost-vis-group { margin-bottom: 2rem; }
.cost-vis-group:last-child { margin-bottom: 0; }
.cost-vis-metric {
  font-family: var(--mono); font-size: 0.68rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em;
  color: rgba(240,244,250,0.55); margin: 0 0 0.65rem;
}
.cost-vis-bars { display: flex; flex-direction: column; gap: 0.55rem; }
.cost-vis-row { display: flex; align-items: center; gap: 0.75rem; }
.cost-vis-yr {
  font-family: var(--mono); font-size: 0.82rem; font-weight: 700;
  color: rgba(240,244,250,0.85); width: 2.6rem; flex-shrink: 0;
}
.cost-vis-track {
  flex: 1 1 auto; height: 30px; border-radius: 4px;
  background: rgba(255,255,255,0.07); overflow: hidden;
}
.cost-vis-bar {
  height: 100%; width: 0; border-radius: 4px;
  transition: width 1s cubic-bezier(0.16,1,0.3,1);
}
.cost-vis.animate .cost-vis-bar { width: var(--target); }
.cost-vis-bar--prev { background: rgba(240,244,250,0.28); }
.cost-vis-bar--curr {
  background: linear-gradient(90deg, #1A6FD4 0%, #6ea8fe 100%);
}
.cost-vis-fig {
  font-family: var(--sans); font-size: 0.82rem; font-weight: 600;
  color: rgba(240,244,250,0.4); width: 3.75rem; flex-shrink: 0; text-align: right;
}
.cost-vis-fig--hot {
  font-size: 1rem; font-weight: 700;
  color: var(--blue-bright, #6ea8fe);
}
.cost-vis-src {
  font-size: 0.85rem; font-weight: 600; color: rgba(240,244,250,0.8);
  margin: 0.5rem 0 0; font-family: var(--mono);
}
.cost-vis-callout {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(240,244,250,0.1);
  border-radius: 8px; padding: 1.5rem; text-align: center;
}
.cost-vis-callout-eye {
  font-family: var(--mono); font-size: 0.65rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em;
  color: rgba(240,244,250,0.4); margin: 0 0 0.5rem;
}
.cost-vis-callout-num {
  font-family: var(--serif); font-size: 2.85rem; font-weight: 900;
  color: var(--blue-bright, #6ea8fe); line-height: 1; margin: 0 0 0.2rem;
}
.cost-vis-callout-lbl {
  font-size: 0.875rem; font-weight: 600;
  color: var(--on-dark, #e8eef8); margin: 0 0 0.75rem;
}
.cost-vis-callout-note {
  font-size: 0.78rem; color: rgba(240,244,250,0.45);
  line-height: 1.5; margin: 0;
}
@media (max-width: 900px) {
  .cost-vis { flex-direction: column; gap: 2rem; }
  .cost-vis.cost-cards { grid-template-columns: 1fr; }
  .cost-vis-aside { flex: 0 0 auto; width: 100%; }
  .cost-vis-callout { display: flex; align-items: center; gap: 1.25rem; text-align: left; }
  .cost-vis-callout-eye { margin: 0; }
  .cost-vis-callout-num { font-size: 2.25rem; flex-shrink: 0; margin: 0; }
}
/* ===== Timing note (.timing-note) ===== */
.timing-note {
  margin: 1.5rem 0; padding: 1rem 1.25rem;
  background: var(--paper-warm); border-left: 3px solid var(--blue);
  border-radius: var(--radius-sm, 2px);
}
.timing-note .tn-eyebrow {
  font-family: var(--mono); font-size: 0.7rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.14em;
  color: var(--blue-deep); margin: 0 0 0.35rem;
}
.timing-note p { margin: 0 0 0.5rem; color: var(--ink-mid); font-size: 0.975rem; line-height: 1.55; }
.timing-note .tn-link { margin-bottom: 0; }
.timing-note a { font-weight: 600; color: var(--blue); text-decoration: underline; }

/* ===== Year-coverage chart (.year-coverage) ===== */
.year-coverage {
  margin: 1.75rem 0; padding: 1.25rem 1.5rem;
  background: var(--card, #fff); border: 1px solid var(--line);
  border-radius: var(--radius, 4px);
}
.year-coverage figcaption {
  font-family: var(--serif); font-weight: 700;
  font-size: clamp(1.05rem, 1.6vw, 1.2rem);
  color: var(--ink); margin-bottom: 0.85rem;
}
.yc-control { display: flex; align-items: center; gap: 0.5rem; flex-wrap: wrap; margin-bottom: 0.85rem; }
.yc-control label { font-weight: 600; color: var(--ink); }
.yc-select {
  padding: 0.4rem 0.6rem; border: 1.5px solid var(--line-strong);
  border-radius: var(--radius); font-family: var(--sans);
  font-size: 1rem; color: var(--ink); background: var(--card);
}
.yc-bar {
  display: grid; grid-template-columns: repeat(12, 1fr);
  gap: 3px; list-style: none; margin: 0 0 0.85rem; padding: 0;
}
.yc-seg {
  text-align: center; font-family: var(--mono); font-size: 0.7rem; font-weight: 700;
  color: var(--ink-faint, #9babbe); background: var(--paper-warm);
  padding: 0.6rem 0; border-radius: 2px;
  transition: background 0.2s ease, color 0.2s ease;
}
.yc-seg.is-in { background: var(--blue); color: #fff; }
.yc-readout { color: var(--ink-mid); font-size: 1rem; margin: 0 0 0.4rem; }
.yc-readout strong { color: var(--blue-deep); }
.yc-note { color: var(--ink-soft, #5e778f); font-size: 0.85rem; margin: 0; }
.yc-note a { color: var(--blue); font-weight: 600; }
/* ===== Proof tiles (.proof-tiles) ===== */
.proof-tiles { margin: 1.25rem 0; list-style: none; padding-left: 0; }
.proof-tiles .card h3 { font-family: var(--serif); font-size: 1.1rem; color: var(--ink); margin: 0 0 0.4rem; }
.proof-tiles .card p { color: var(--ink-mid); margin: 0; }
.proof-note { color: var(--ink-soft); font-size: 0.95rem; }
/* ===== Hero timing infographic (.timing-info) ===== */
.timing-info {
  margin-top: 1rem;
  padding: 1.2rem 1.3rem 1.25rem;
  background: linear-gradient(158deg, #15314f 0%, #0b1f39 100%);
  border: 1px solid rgba(110,168,254,0.22);
  border-radius: 8px;
  box-shadow: 0 10px 30px rgba(15,39,68,0.18);
}
.timing-info-head { display: flex; align-items: center; gap: 0.55rem; margin-bottom: 0.85rem; }
.timing-info-pulse {
  width: 9px; height: 9px; border-radius: 50%; background: #C9A84C;
  flex-shrink: 0; animation: ti-pulse 2.2s ease-out infinite;
}
@keyframes ti-pulse {
  0% { box-shadow: 0 0 0 0 rgba(201,168,76,0.55); }
  70% { box-shadow: 0 0 0 9px rgba(201,168,76,0); }
  100% { box-shadow: 0 0 0 0 rgba(201,168,76,0); }
}
.timing-info-label {
  font-family: var(--mono); font-size: 0.7rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.16em; color: #C9A84C;
}
.timing-info-year { display: flex; gap: 3px; margin-bottom: 0.45rem; }
.ti-seg { flex: 1; height: 7px; border-radius: 2px; background: #2f6fd0; }
.ti-seg.ti-gone { background: rgba(240,244,250,0.13); }
.timing-info-cap {
  font-family: var(--mono); font-size: 0.66rem; letter-spacing: 0.08em;
  text-transform: uppercase; color: #F0F4FA; margin: 0 0 0.85rem;
}
.timing-info-text {
  font-size: 0.85rem; line-height: 1.55; color: rgba(240,244,250,0.8); margin: 0 0 0.95rem;
}
.timing-info-cta {
  font-family: var(--mono); font-size: 0.84rem; font-weight: 700;
  color: #6ea8fe; text-decoration: none; display: inline-flex; align-items: center;
  transition: color 0.15s;
}
.timing-info-cta:hover { color: #fff; }
.ti-cursor {
  display: inline-block; width: 8px; height: 1.02em; margin-left: 5px;
  background: #C9A84C; vertical-align: text-bottom;
  animation: ti-blink 1.1s steps(1) infinite;
}
@keyframes ti-blink { 50% { opacity: 0; } }
@media (prefers-reduced-motion: reduce) {
  .timing-info-pulse, .ti-cursor { animation: none; }
}
/* ===== External-link interstitial (#ext-modal) ===== */
#ext-modal { position:fixed; inset:0; z-index:9500; background:rgba(15,39,68,0.55); display:flex; align-items:center; justify-content:center; padding:1.5rem; opacity:0; pointer-events:none; transition:opacity 0.2s ease; }
#ext-modal.open { opacity:1; pointer-events:auto; }
.ext-modal-card { background:var(--card,#fff); border-radius:10px; padding:2rem 2rem 1.75rem; max-width:470px; width:100%; box-shadow:0 24px 64px rgba(15,39,68,0.3); }
.ext-modal-eyebrow { font-family:var(--mono); font-size:0.7rem; font-weight:700; text-transform:uppercase; letter-spacing:0.12em; color:var(--blue); margin:0 0 0.6rem; }
.ext-modal-card h2 { font-family:var(--serif); font-size:1.3rem; line-height:1.3; color:var(--ink); margin:0 0 0.6rem; font-weight:700; }
.ext-modal-host { font-family:var(--mono); font-size:0.95rem; font-weight:700; color:var(--blue-deep); background:var(--paper); border:1px solid var(--line); border-radius:6px; padding:0.55rem 0.8rem; margin:0 0 0.9rem; word-break:break-all; }
.ext-modal-body { font-size:0.95rem; line-height:1.55; color:var(--ink-mid); margin:0 0 1.4rem; }
.ext-modal-actions { display:flex; gap:0.75rem; flex-wrap:wrap; }
.ext-modal-actions button { cursor:pointer; border:none; font-family:inherit; }
.ext-modal-actions .btn-outline { border:1.5px solid var(--line); background:transparent; color:var(--blue-deep); }
@media (max-width:480px){ .ext-modal-actions{ flex-direction:column; } .ext-modal-actions button{ width:100%; justify-content:center; } }
/* ===== Cost-objection snippet (.cost-objection) ===== */
.cost-objection{ border-left:3px solid var(--blue); background:var(--paper-warm); border-radius:var(--radius-sm,4px); padding:1rem 1.25rem; margin:0; }
.cost-objection__eyebrow{ font-family:var(--mono); text-transform:uppercase; letter-spacing:.08em; font-size:.72rem; font-weight:700; color:var(--blue-deep); margin:0 0 .35rem; }
.cost-objection__body{ font-family:var(--sans); color:var(--ink-mid); font-size:.95rem; line-height:1.55; margin:0; }

/* ===== Mega menu (light sheet, icon tiles) v2 ===== */
.mega-panel{ background:transparent; border-top:0; border-bottom:0; }
.mega-sheet{ background:var(--card); border-top:3px solid var(--blue); box-shadow:0 24px 60px -20px rgba(15,39,68,.4),0 2px 8px rgba(15,39,68,.1); }
.mega-grid{ display:grid; grid-template-columns:300px 1fr; gap:36px; padding-top:30px; padding-bottom:34px; align-items:stretch; }
.mega-feat{ position:relative; overflow:hidden; border-radius:12px; padding:26px 24px; background:linear-gradient(160deg,#13315A 0%,#0F2744 100%); color:#fff; display:flex; flex-direction:column; text-decoration:none; }
.mega-feat::after{ content:""; position:absolute; right:-40px; top:-40px; width:160px; height:160px; border-radius:50%; background:radial-gradient(circle,rgba(91,155,213,.35),transparent 70%); }
.mega-feat-tag{ font-family:var(--mono); font-size:11px; font-weight:700; letter-spacing:.14em; text-transform:uppercase; color:var(--blue-bright); margin:0 0 12px; position:relative; }
.mega-feat-h{ font-family:var(--serif); font-weight:700; font-size:20px; line-height:1.25; margin:0 0 10px; position:relative; color:#fff; }
.mega-feat-p{ font-size:13.5px; line-height:1.55; color:rgba(255,255,255,.72); margin:0 0 18px; position:relative; }
.mega-feat-cta{ position:relative; margin-top:auto; align-self:flex-start; display:inline-flex; align-items:center; gap:8px; background:var(--blue); color:#fff; font-weight:600; font-size:14px; padding:11px 18px; border-radius:8px; transition:background var(--dur-fast),transform var(--dur-fast); }
.mega-feat:hover .mega-feat-cta{ background:#2C82E8; transform:translateX(2px); }
.mega-feat-cta .arw{ transition:transform var(--dur-fast); }
.mega-feat:hover .mega-feat-cta .arw{ transform:translateX(3px); }
.mega-feat-note{ position:relative; margin:13px 0 0; font-size:12px; color:rgba(255,255,255,.5); }
.mega-cols{ display:grid; grid-template-columns:repeat(3,1fr); gap:6px 26px; align-content:start; }
.mega-panel .mega-col{ flex:none; min-width:0; }
.mega-panel .mega-col-h{ font-family:var(--mono); font-size:11.5px; font-weight:700; letter-spacing:.13em; text-transform:uppercase; color:var(--blue-deep); margin:4px 0 8px; padding-bottom:8px; border-bottom:1px solid var(--line); }
.mega-panel .mlink{ display:flex; align-items:flex-start; gap:12px; padding:9px 10px; border-radius:9px; text-decoration:none; position:relative; transition:background var(--dur-fast); }
.mega-panel .mlink:hover{ background:rgba(26,111,212,.06); text-decoration:none; }
.mega-panel .mtile{ flex:none; width:38px; height:38px; border-radius:9px; border:1.5px solid var(--line-strong); background:var(--card); display:flex; align-items:center; justify-content:center; color:var(--blue); transition:background var(--dur-fast),border-color var(--dur-fast),color var(--dur-fast),transform var(--dur-fast); }
.mega-panel .mtile svg{ width:19px; height:19px; display:block; }
.mega-panel .mlink:hover .mtile{ background:var(--blue); border-color:var(--blue); color:#fff; transform:translateY(-1px); }
.mega-panel .mtext{ min-width:0; padding-top:1px; }
.mega-panel .mtext b{ display:block; font-size:14.5px; font-weight:600; color:var(--ink); line-height:1.3; transition:color var(--dur-fast); }
.mega-panel .mlink:hover .mtext b{ color:var(--blue-deep); }
.mega-panel .mtext span{ display:block; font-size:12.5px; color:var(--ink-soft); line-height:1.45; margin-top:2px; }
.mega-panel .go{ position:absolute; right:8px; top:50%; transform:translateY(-50%) translateX(-4px); opacity:0; color:var(--blue); transition:opacity var(--dur-fast),transform var(--dur-fast); }
.mega-panel .mlink:hover .go{ opacity:1; transform:translateY(-50%) translateX(0); }
.mega-panel .mlink:focus-visible{ outline:2px solid var(--blue); outline-offset:2px; }
@media (max-width:1150px){ .mega-grid{ grid-template-columns:248px 1fr; gap:24px; } .mega-cols{ gap:4px 18px; } }

/* mobile drawer icon rows */
.nav-menu .nav-acc-panel a{ display:flex; align-items:center; gap:12px; }
.nav-acc-panel .mtile{ flex:none; width:34px; height:34px; border-radius:8px; border:1px solid rgba(255,255,255,.18); background:rgba(255,255,255,.06); display:flex; align-items:center; justify-content:center; color:var(--blue-bright); }
.nav-acc-panel .mtile svg{ width:18px; height:18px; }
.nav-acc-panel a:active .mtile,.nav-acc-panel a:hover .mtile{ background:var(--blue); border-color:var(--blue); color:#fff; }
.nav-acc-panel .mtext b{ font-weight:600; font-size:15px; }

/* ===== Footer v2 ===== */
footer{ position:relative; overflow:hidden; background:linear-gradient(180deg,#13315A 0%,#0F2744 34%,#0A1D33 100%); border-top:0; }
footer::before{ content:""; position:absolute; top:0; left:0; right:0; height:1px; background:linear-gradient(90deg,transparent,rgba(91,155,213,.7),transparent); pointer-events:none; }
.fwrap{ position:relative; z-index:1; max-width:var(--wrap); margin:0 auto; padding:0 var(--gutter); }
.f-cta{ display:flex; align-items:center; justify-content:space-between; gap:28px; flex-wrap:wrap; padding:clamp(2rem,4vw,2.75rem) 0 clamp(1.75rem,3vw,2rem); border-bottom:1px solid rgba(255,255,255,.1); }
.f-cta-eyebrow{ display:inline-flex; align-items:center; gap:11px; font-family:var(--mono); font-size:12px; font-weight:700; letter-spacing:.16em; text-transform:uppercase; color:var(--blue-bright); margin:0 0 12px; }
.f-cta-eyebrow::before{ content:""; width:26px; height:2px; background:var(--blue-bright); border-radius:2px; }
.f-cta-h2{ font-family:var(--serif); font-weight:900; font-size:clamp(24px,3vw,32px); line-height:1.12; color:#fff; margin:0; }
.f-cta-right{ display:flex; flex-direction:column; gap:10px; align-items:flex-start; }
.f-btn{ display:inline-flex; align-items:center; gap:9px; background:var(--blue); color:#fff; font-weight:600; font-size:16px; text-decoration:none; padding:15px 26px; border-radius:9px; border:1px solid var(--blue); transition:background var(--dur-fast),transform var(--dur-fast),box-shadow var(--dur-base); }
.f-btn:hover{ background:#2C82E8; transform:translateY(-1px); box-shadow:0 10px 26px rgba(26,111,212,.4); }
.f-btn .arw{ transition:transform var(--dur-fast); }
.f-btn:hover .arw{ transform:translateX(3px); }
.f-cta-sub{ font-size:13px; color:rgba(240,244,250,.42); margin:0; }
.f-trustline{ display:flex; align-items:center; gap:8px; font-size:12.5px; color:rgba(240,244,250,.62); margin:4px 0 0; }
.f-trustline svg{ width:15px; height:15px; color:var(--blue-bright); flex:none; }
.f-main{ display:grid; grid-template-columns:1.35fr repeat(5,1fr); gap:30px 24px; padding:38px 0 34px; }
.f-brand .f-logo{ height:34px; width:auto; margin-bottom:14px; display:block; }
.f-tag{ font-size:14px; color:rgba(240,244,250,.62); line-height:1.5; margin:0 0 16px; }
.f-addr{ font-style:normal; font-size:13.5px; color:rgba(240,244,250,.42); line-height:1.6; margin-bottom:14px; }
.f-formnote{ display:inline-flex; align-items:center; gap:8px; font-size:12.5px; color:rgba(240,244,250,.62); background:rgba(255,255,255,.05); border:1px solid rgba(255,255,255,.1); border-radius:7px; padding:8px 12px; }
.f-formnote svg{ width:15px; height:15px; color:var(--blue-bright); flex:none; }
.f-col-h{ font-family:var(--mono); font-size:11.5px; font-weight:700; letter-spacing:.14em; text-transform:uppercase; color:var(--blue-bright); margin:2px 0 14px; }
.f-col ul{ list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:1px; }
.f-col a{ display:inline-flex; align-items:center; gap:7px; color:rgba(240,244,250,.62); text-decoration:none; font-size:14px; padding:5px 0; transition:color var(--dur-fast),padding var(--dur-fast); }
.f-col a .fdot{ width:0; height:1px; background:var(--blue-bright); transition:width var(--dur-fast); display:inline-block; }
.f-col a:hover{ color:#fff; padding-left:2px; text-decoration:none; }
.f-col a:hover .fdot{ width:12px; }
.f-legal{ display:grid; grid-template-columns:repeat(4,1fr); gap:1rem; padding:1.625rem 0 1.375rem; border-top:1px solid rgba(255,255,255,.1); }
.f-legal p{ min-height:100%; padding:1rem; border:1px solid rgba(255,255,255,.1); background:rgba(255,255,255,.035); box-shadow:inset 0 1px 0 rgba(255,255,255,.05); font-size:.75rem; line-height:1.6; color:rgba(240,244,250,.58); margin:0; }
.f-legal p strong{ color:rgba(240,244,250,.62); font-weight:600; }
.f-bottom{ display:flex; align-items:center; justify-content:space-between; gap:16px; flex-wrap:wrap; padding:18px 0 26px; border-top:1px solid rgba(255,255,255,.1); }
.f-copy{ font-size:13px; color:rgba(240,244,250,.42); margin:0; }
.f-bottom-links{ display:flex; gap:8px; flex-wrap:wrap; }
.f-bottom-links a{ font-size:13px; color:rgba(240,244,250,.62); text-decoration:none; padding:5px 11px; border-radius:6px; border:1px solid rgba(255,255,255,.14); transition:background var(--dur-fast),border-color var(--dur-fast),color var(--dur-fast); }
.f-bottom-links a:hover{ background:rgba(26,111,212,.18); border-color:var(--blue-bright); color:#fff; text-decoration:none; }
@media (max-width:980px){ .f-main{ grid-template-columns:1fr 1fr 1fr; } .f-legal{ grid-template-columns:1fr 1fr; } }
@media (max-width:620px){ .f-main{ grid-template-columns:1fr 1fr; } .f-legal{ grid-template-columns:1fr; } .f-cta{ flex-direction:column; align-items:flex-start; } .f-btn{ width:100%; justify-content:center; } .f-cta-right{ width:100%; } }

/* fix: featured-card text must wrap inside the card */
.mega-feat-tag,.mega-feat-h,.mega-feat-p,.mega-feat-note,.mega-feat .mega-feat-cta{ white-space:normal; overflow-wrap:break-word; max-width:100%; }

/* ===== Funnel hardening pass ===== */
.funnel-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(300px, 0.65fr);
  gap: clamp(1.5rem, 4vw, 3rem);
  align-items: stretch;
}
.funnel-hero__copy,
.funnel-panel,
.route-card,
.proof-card,
.compare-row,
.price-panel {
  min-width: 0;
}
.funnel-hero__copy {
  display: grid;
  align-content: center;
  gap: clamp(1rem, 2vw, 1.35rem);
}
.funnel-hero__copy .section-head { margin: 0; }
.funnel-hero__copy .lead { margin: 0; }
.funnel-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1rem;
}
.funnel-hero .crumb {
  margin-top: 0.15rem;
}
.funnel-panel {
  border: 1px solid var(--line-strong);
  border-top: 4px solid var(--blue);
  border-radius: var(--radius);
  background: var(--card);
  padding: clamp(1.25rem, 2.5vw, 2rem);
  display: grid;
  gap: 1rem;
}
.funnel-panel.dark-panel {
  background: var(--ink);
  border-color: rgba(240,244,250,0.18);
  border-top-color: var(--blue-bright);
}
.funnel-panel.dark-panel,
.funnel-panel.dark-panel h2,
.funnel-panel.dark-panel h3,
.funnel-panel.dark-panel p,
.funnel-panel.dark-panel li {
  color: var(--on-dark);
}
.funnel-panel.dark-panel .mini-label,
.funnel-panel.dark-panel .panel-note,
.funnel-panel.dark-panel .metric-label {
  color: var(--on-dark-soft);
}
.panel-note {
  margin: 0;
  color: var(--ink-mid);
  line-height: 1.55;
}
.mini-label,
.metric-label,
.compare-label {
  font-family: var(--mono);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  line-height: 1.2;
  text-transform: uppercase;
  color: var(--blue-deep);
}
.metric-stack {
  display: grid;
  gap: 0.75rem;
}
.metric-tile {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--paper);
  padding: 0.9rem 1rem;
}
.metric-tile strong {
  display: block;
  font-family: var(--serif);
  font-size: clamp(1.45rem, 2.7vw, 2rem);
  line-height: 1;
  color: var(--ink);
}
.metric-tile span {
  display: block;
  margin-top: 0.35rem;
  color: var(--ink-mid);
  line-height: 1.4;
}
.route-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: clamp(1rem, 2vw, 1.35rem);
}
.route-card,
.proof-card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--card);
  padding: clamp(1.15rem, 2vw, 1.6rem);
}
.route-card.featured {
  border-color: var(--blue);
  border-top: 4px solid var(--blue);
}
.route-card h3,
.proof-card h3 {
  margin-top: 0.45rem;
}
.route-card p,
.proof-card p {
  margin-bottom: 0;
}
.route-points {
  list-style: none;
  padding: 0;
  margin: clamp(0.9rem, 1.5vw, 1.1rem) 0 0;
  display: grid;
  gap: 0.65rem;
}
.route-points li {
  display: grid;
  gap: 0.2rem;
  border-top: 0.0625rem solid var(--line);
  padding-top: 0.7rem;
}
.route-points b {
  color: var(--ink);
  line-height: 1.25;
}
.route-points span {
  color: var(--ink-mid);
  line-height: 1.45;
}
.proof-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: clamp(0.85rem, 1.7vw, 1.15rem);
}
.proof-card {
  background: var(--paper);
}
.proof-card strong {
  display: block;
  font-family: var(--serif);
  font-size: clamp(1.6rem, 3vw, 2.4rem);
  line-height: 1;
  color: var(--ink);
  margin-bottom: 0.55rem;
}
.compare-stack {
  display: grid;
  gap: 0.85rem;
}
.compare-row {
  display: grid;
  grid-template-columns: minmax(150px, 0.34fr) minmax(0, 1fr) minmax(0, 1fr);
  gap: 1rem;
  align-items: start;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--card);
  padding: clamp(1rem, 1.8vw, 1.25rem);
}
.compare-row p {
  margin: 0;
  color: var(--ink-mid);
}
.compare-row b {
  color: var(--ink);
}
.decision-strip {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: clamp(1rem, 3vw, 2rem);
  align-items: center;
  border: 1px solid var(--line-strong);
  border-left: 4px solid var(--blue);
  border-radius: var(--radius);
  background: var(--card);
  padding: clamp(1.2rem, 2.5vw, 1.75rem);
}
.decision-strip p {
  margin: 0.4rem 0 0;
}
.price-panel {
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  background: var(--card);
  padding: clamp(1.2rem, 2.5vw, 1.75rem);
}
.price-panel.dark-price {
  background: var(--ink);
  color: var(--on-dark);
  border-color: rgba(240,244,250,0.18);
}
.price-panel.dark-price p,
.price-panel.dark-price span {
  color: var(--on-dark-soft);
}
.peo-charge-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1.25rem;
  align-items: stretch;
}
.peo-charge-card {
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  background:
    radial-gradient(circle at top right, rgba(45,118,212,0.08), transparent 45%),
    var(--card);
  padding: clamp(1.25rem, 2.8vw, 2rem);
  display: grid;
  gap: 1rem;
  min-width: 0;
  position: relative;
  overflow: hidden;
}
.peo-charge-card::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 0.32rem;
  background: var(--blue);
}
.peo-charge-card--percentage::before {
  background: var(--ink);
}
.peo-charge-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}
.peo-charge-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 2.25rem;
  padding: 0.45rem 0.9rem;
  border-radius: 999rem;
  border: 1px solid rgba(45,118,212,0.16);
  background: rgba(45,118,212,0.09);
  color: var(--blue-deep);
  font-family: var(--mono);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  line-height: 1;
}
.peo-charge-card--percentage .peo-charge-badge {
  border-color: rgba(15,39,68,0.14);
  background: rgba(15,39,68,0.08);
  color: var(--ink);
}
.peo-charge-title {
  font-family: var(--serif);
  font-weight: 700;
  margin: 0;
  font-size: clamp(1.5rem, 2.6vw, 2.15rem);
  line-height: 1.08;
  color: var(--ink);
}
.peo-charge-highlight {
  margin: 0;
  font-size: 1.03rem;
  line-height: 1.65;
  color: var(--ink-mid);
}
.peo-charge-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.8rem;
}
.peo-charge-list li {
  position: relative;
  margin: 0;
  padding-left: 1.25rem;
  color: var(--ink);
  line-height: 1.6;
}
.peo-charge-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.72rem;
  width: 0.48rem;
  height: 0.48rem;
  border-radius: 999rem;
  background: var(--blue);
  transform: translateY(-50%);
}
.peo-charge-card--percentage .peo-charge-list li::before {
  background: var(--ink);
}
.fee-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}
.fee-tile {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--paper);
  padding: 1rem;
}
.fee-tile b {
  display: block;
  font-family: var(--serif);
  font-size: clamp(2.2rem, 5vw, 3.4rem);
  line-height: 1;
  color: var(--ink);
}
.fee-tile span {
  display: block;
  margin-top: 0.45rem;
  color: var(--ink-mid);
}
.cost-card {
  border-radius: var(--radius);
  box-shadow: none;
}
@media (max-width: 980px) {
  .coverage-doc-grid {
    grid-template-columns: 1fr;
  }
  .funnel-hero,
  .route-grid,
  .proof-grid,
  .fee-grid,
  .peo-charge-grid {
    grid-template-columns: 1fr;
  }
  .decision-strip {
    grid-template-columns: 1fr;
  }
}
@media (max-width: 760px) {
  .compare-row {
    grid-template-columns: 1fr;
  }
  .funnel-actions .btn-primary,
  .funnel-actions .btn-outline,
  .decision-strip .btn-primary,
  .decision-strip .btn-outline {
    width: 100%;
    justify-content: center;
  }
}
.mega-feat{ min-width:0; }

/* ===== Homepage command hero ===== */
.home-hero-band {
  padding-top: clamp(1.6rem, 3.4vw, 3rem);
  padding-bottom: clamp(2rem, 4vw, 3.5rem);
}
.home-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.22fr) minmax(24rem, 0.78fr);
  gap: clamp(1.25rem, 4vw, 3rem);
  align-items: stretch;
}
.home-hero-copy {
  min-width: 0;
  max-width: 100%;
  display: grid;
  align-content: center;
  gap: clamp(1rem, 2vw, 1.35rem);
}
.home-hero-title {
  font-family: var(--serif);
  font-weight: 900;
  font-size: clamp(2.95rem, 4.55vw, 4.45rem);
  line-height: 1;
  letter-spacing: 0;
  color: var(--ink);
  margin: 0;
  text-wrap: balance;
}
.home-hero-lead {
  font-family: var(--sans);
  font-size: clamp(1.12rem, 1.35vw, 1.35rem);
  line-height: 1.45;
  color: var(--ink);
  margin: 0;
}
.home-hero-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  margin-top: clamp(0.25rem, 1vw, 0.6rem);
}
.home-decision-panel {
  min-width: 0;
  border: 0.0625rem solid var(--line-strong);
  border-top: 0.25rem solid var(--blue);
  border-radius: var(--radius);
  background:
    linear-gradient(180deg, rgba(255,255,255,0.96) 0%, rgba(246,250,254,0.96) 100%);
  padding: clamp(1rem, 1.7vw, 1.35rem);
  display: grid;
  gap: clamp(0.75rem, 1.4vw, 1rem);
}
.home-panel-head {
  display: grid;
  gap: 0.45rem;
}
.home-panel-head p {
  margin: 0;
  color: var(--ink-mid);
  line-height: 1.45;
}
.home-proof-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.6rem;
}
.home-proof-list li {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  column-gap: 0.85rem;
  row-gap: 0.15rem;
  align-items: start;
  border: 0.0625rem solid var(--line);
  border-radius: var(--radius);
  background: var(--paper);
  padding: 0.72rem 0.8rem;
}
.home-proof-list span {
  grid-row: 1 / 3;
  font-family: var(--serif);
  font-weight: 900;
  font-size: clamp(1.3rem, 2vw, 1.65rem);
  line-height: 1;
  color: var(--ink);
}
.home-proof-list b {
  color: var(--ink);
  line-height: 1.25;
}
.home-proof-list em {
  font-style: normal;
  color: var(--ink-mid);
  line-height: 1.35;
}
.home-market-note {
  border-left: 0.25rem solid var(--blue);
  background: rgba(26,111,212,0.07);
  border-radius: var(--radius-sm);
  padding: 0.72rem 0.9rem;
}
.home-market-note b {
  display: block;
  color: var(--ink);
  margin-bottom: 0.25rem;
}
.home-market-note p {
  margin: 0;
  color: var(--ink-mid);
  line-height: 1.45;
}
.home-voice-band {
  position: relative;
  overflow: hidden;
  padding-top: clamp(1rem, 2vw, 1.5rem);
  padding-bottom: clamp(1rem, 2vw, 1.5rem);
  background:
    linear-gradient(90deg, rgba(91,155,213,0.10) 0.0625rem, transparent 0.0625rem),
    linear-gradient(180deg, rgba(91,155,213,0.08) 0.0625rem, transparent 0.0625rem),
    linear-gradient(180deg, #102B4A 0%, #0A1E36 100%);
  background-size: 2rem 2rem, 2rem 2rem, auto;
  border-top: 0.0625rem solid rgba(240,244,250,0.16);
  border-bottom: 0.0625rem solid rgba(240,244,250,0.16);
}
.home-voice-band::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(110deg, transparent 0%, rgba(91,155,213,0.16) 42%, rgba(240,244,250,0.24) 50%, rgba(91,155,213,0.12) 58%, transparent 100%);
  opacity: 0.42;
  transform: translateX(-42%);
  animation: homeVoiceSweep 7s linear infinite;
}
.home-voice-band::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    repeating-linear-gradient(180deg, rgba(255,255,255,0.04) 0, rgba(255,255,255,0.04) 0.0625rem, transparent 0.0625rem, transparent 0.45rem);
  opacity: 0.22;
}
.home-voice-band .wrap {
  position: relative;
  z-index: 1;
}
.home-voice-field {
  position: absolute;
  inset: 0 var(--gutter);
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: clamp(0.35rem, 1vw, 0.7rem);
  pointer-events: none;
  opacity: 0.56;
}
.home-voice-field span {
  width: 0.4rem;
  height: 6.4rem;
  border-radius: 999rem;
  background: linear-gradient(180deg, rgba(240,244,250,0.82), rgba(91,155,213,0.20));
  transform-origin: center;
  animation: homeVoiceSignal 2.4s var(--ease) infinite;
}
.home-voice-field span:nth-child(2) { animation-delay: 0.18s; height: 8.4rem; }
.home-voice-field span:nth-child(3) { animation-delay: 0.36s; height: 5rem; }
.home-voice-field span:nth-child(4) { animation-delay: 0.54s; height: 9.4rem; }
.home-voice-field span:nth-child(5) { animation-delay: 0.72s; height: 6.8rem; }
@keyframes homeVoiceSignal {
  0%, 100% { transform: scaleY(0.58); opacity: 0.35; }
  45% { transform: scaleY(1); opacity: 0.9; }
}
@keyframes homeVoiceSweep {
  0% { transform: translateX(-48%); }
  100% { transform: translateX(48%); }
}
@media (prefers-reduced-motion: reduce) {
  .home-voice-band::before,
  .home-voice-field span {
    animation: none;
  }
  .home-voice-field span {
    transform: none;
  }
}
.home-voice-strip {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(20rem, 0.42fr);
  gap: clamp(1rem, 3vw, 2.25rem);
  align-items: center;
}
.home-voice-copy {
  min-width: 0;
  max-width: 100%;
}
.home-voice-copy .eyebrow {
  margin-bottom: 0.55rem;
}
.home-voice-title {
  font-family: var(--serif);
  font-weight: 900;
  font-size: clamp(1.9rem, 3vw, 3rem);
  line-height: 1.05;
  letter-spacing: 0;
  color: var(--on-dark);
  margin: 0;
}
.home-voice-copy p:not(.eyebrow) {
  margin: 0.65rem 0 0;
  color: var(--on-dark-soft);
  font-size: clamp(1rem, 1.3vw, 1.16rem);
  line-height: 1.5;
}
.home-voice-action {
  display: grid;
  gap: 0.75rem;
  justify-items: start;
  min-width: 0;
  max-width: 100%;
  padding: clamp(0.85rem, 1.6vw, 1.15rem);
  border: 0.0625rem solid rgba(240,244,250,0.22);
  border-radius: var(--radius);
  background: rgba(240,244,250,0.08);
  box-shadow: inset 0 0 0 0.0625rem rgba(91,155,213,0.18);
}
.home-voice-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.55rem;
  min-height: 3rem;
  border: 0.0625rem solid rgba(240,244,250,0.62);
  border-radius: 999rem;
  background: #fff;
  color: var(--ink);
  padding: 0.7rem 1.15rem;
  font-family: var(--sans);
  font-size: 1rem;
  font-weight: 800;
  box-sizing: border-box;
  transition: background var(--dur-fast) var(--ease),
              border-color var(--dur-fast) var(--ease),
              color var(--dur-fast) var(--ease),
              transform var(--dur-fast) var(--ease);
}
.home-voice-button svg {
  width: 1.15rem;
  height: 1.15rem;
  flex: none;
  color: var(--blue);
}
.home-voice-button:hover {
  background: var(--blue);
  border-color: var(--blue);
  color: #fff;
  transform: translateY(-0.08rem);
}
.home-voice-button:hover svg {
  color: #fff;
}
.home-voice-button:focus-visible {
  outline: 0.1875rem solid var(--blue-bright);
  outline-offset: 0.1875rem;
}
.home-voice-action p {
  margin: 0;
  color: var(--on-dark-soft);
  font-size: 0.86rem;
  line-height: 1.45;
}
@media (max-width: 62rem) {
  .home-hero {
    grid-template-columns: 1fr;
  }
  .home-decision-panel {
    grid-template-columns: 1fr;
  }
  .home-voice-strip {
    grid-template-columns: 1fr;
  }
  .home-voice-action {
    justify-items: stretch;
  }
  .home-voice-button {
    width: 100%;
  }
}
@media (max-width: 42rem) {
  .home-hero-band {
    padding-top: clamp(1.6rem, 7vw, 2.4rem);
  }
  .home-hero,
  .home-hero-copy,
  .home-decision-panel,
  .home-proof-list,
  .home-proof-list li,
  .home-voice-strip,
  .home-voice-copy,
  .home-voice-action {
    min-width: 0;
    max-width: 100%;
  }
  .home-hero-title {
    font-size: clamp(2.3rem, 9.2vw, 3.25rem);
    overflow-wrap: break-word;
  }
  .home-hero-lead,
  .home-proof-list b,
  .home-proof-list em,
  .home-market-note p,
  .home-voice-copy p:not(.eyebrow),
  .home-voice-action p {
    overflow-wrap: break-word;
  }
  .home-hero-actions .btn-primary {
    width: 100%;
    justify-content: center;
  }
  .home-voice-band {
    padding-top: 1rem;
    padding-bottom: 1rem;
  }
  .home-voice-title,
  .home-voice-copy p:not(.eyebrow),
  .home-voice-action p {
    text-align: center;
  }
  .home-voice-title {
    font-size: clamp(1.75rem, 8vw, 2.35rem);
    overflow-wrap: break-word;
    margin-left: auto;
    margin-right: auto;
  }
  .home-voice-copy p:not(.eyebrow) {
    margin-left: auto;
    margin-right: auto;
  }
  .home-voice-action {
    width: min(100%, calc(100vw - (var(--gutter) * 2)));
    margin-left: auto;
    margin-right: auto;
  }
  .home-voice-field {
    opacity: 0.34;
    justify-content: center;
  }
  .home-voice-copy .eyebrow {
    justify-content: center;
  }
  .home-proof-list li {
    padding: 0.8rem;
  }
}

/* ===== Single Owner Coverage Article ===== */
.single-owner-hero-band {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 78% 12%, rgba(26,111,212,0.14), transparent 28rem),
    linear-gradient(180deg, #f3f8ff 0%, #eaf2fb 100%);
}
.single-owner-hero-band::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  opacity: 0.32;
  background-image:
    linear-gradient(rgba(26,111,212,0.12) 0.0625rem, transparent 0.0625rem),
    linear-gradient(90deg, rgba(26,111,212,0.12) 0.0625rem, transparent 0.0625rem);
  background-size: 2rem 2rem;
  mask-image: linear-gradient(90deg, transparent 0%, #000 48%, #000 100%);
}
.single-owner-hero-band > .wrap {
  position: relative;
  z-index: 1;
}
.single-owner-hero {
  align-items: stretch;
}
.single-owner-number-card {
  background:
    radial-gradient(circle at 18% 14%, rgba(91,155,213,0.22), transparent 15rem),
    linear-gradient(180deg, rgba(255,255,255,0.96), rgba(246,250,254,0.94));
}
.single-owner-number-card .hero-metric strong {
  font-size: clamp(2rem, 4vw, 4.2rem);
  letter-spacing: 0;
}
.single-owner-article {
  grid-template-columns: minmax(12rem, 15rem) minmax(0, 1fr);
}
.single-owner-section-card {
  position: relative;
  margin: 0 0 1.25rem;
  padding: clamp(1.25rem, 3vw, 2.25rem);
  border: 0.0625rem solid var(--line-strong);
  border-radius: var(--radius);
  background: rgba(255,255,255,0.78);
  box-shadow: 0 1.2rem 3rem rgba(15,39,68,0.06);
}
.single-owner-section-card h2 {
  margin-top: 0;
}
.single-owner-section-card > p:last-child {
  margin-bottom: 0;
}
.single-owner-section-card.blue-card {
  background:
    linear-gradient(135deg, rgba(26,111,212,0.09), rgba(255,255,255,0.88)),
    #fff;
}
.single-owner-section-card.renewal-card {
  border-color: rgba(26,111,212,0.34);
}
.owner-punchline {
  margin-top: 1.1rem;
  padding: 1rem 1.15rem;
  border-left: 0.22rem solid var(--blue);
  background: rgba(26,111,212,0.08);
  color: var(--ink);
  font-family: var(--serif);
  font-size: clamp(1.1rem, 1.8vw, 1.45rem);
  font-weight: 700;
  line-height: 1.35;
}
.single-owner-tiles {
  margin: 1.25rem 0;
}
.single-owner-compare {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: clamp(1rem, 2vw, 1.4rem);
  margin: 1.35rem 0;
}
.compare-card {
  min-width: 0;
  padding: clamp(1.1rem, 2.5vw, 1.6rem);
  border: 0.0625rem solid var(--line-strong);
  border-radius: var(--radius);
  background: #fff;
}
.compare-card.strong {
  border-color: rgba(26,111,212,0.45);
  box-shadow: inset 0.3rem 0 0 var(--blue);
}
.compare-card h3 {
  margin: 0.5rem 0 0.55rem;
  font-family: var(--serif);
  font-size: clamp(1.25rem, 2vw, 1.75rem);
  color: var(--ink);
}
.compare-card p {
  margin: 0;
  color: var(--ink-mid);
  line-height: 1.65;
}
.compare-kicker {
  display: inline-flex;
  align-items: center;
  min-height: 1.75rem;
  padding: 0.25rem 0.7rem;
  border-radius: 999rem;
  background: var(--paper-warm);
  color: var(--blue-deep);
  font-family: var(--mono);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.single-owner-link-card {
  text-decoration: none;
}
.single-owner-link-card:hover {
  transform: translateY(-0.12rem);
}
.single-owner-final-cta {
  background:
    radial-gradient(circle at 88% 18%, rgba(91,155,213,0.26), transparent 18rem),
    rgba(255,255,255,0.04);
  border-color: rgba(255,255,255,0.18);
}
@media (max-width: 56.25rem) {
  .single-owner-article {
    grid-template-columns: 1fr;
  }
  .single-owner-compare {
    grid-template-columns: 1fr;
  }
  .single-owner-section-card {
    padding: 1.1rem;
  }
}
.cpa-hero {
  background:
    radial-gradient(circle at 82% 18%, rgba(33, 119, 215, 0.16), transparent 30%),
    linear-gradient(135deg, #f3f8ff 0%, #eef4fb 58%, #ffffff 100%);
  border-bottom: 0.0625rem solid var(--line-strong);
}

.cpa-hero-grid,
.cpa-final-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(18rem, 0.65fr);
  gap: 2rem;
  align-items: stretch;
}

.cpa-hero-copy {
  display: grid;
  gap: 1.15rem;
}

.cpa-review-card,
.cpa-panel,
.cpa-proof-card,
.cpa-audit-card,
.cpa-boundary-grid > article,
.cpa-flow > article {
  border: 0.0625rem solid rgba(15, 39, 68, 0.16);
  background: rgba(255, 255, 255, 0.78);
  box-shadow: 0 1.25rem 3.25rem rgba(15, 39, 68, 0.08);
}

.cpa-review-card {
  border-color: rgba(33, 119, 215, 0.28);
  padding: 1.6rem;
  display: grid;
  align-content: start;
  gap: 1rem;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.92), rgba(244, 249, 255, 0.82)),
    radial-gradient(circle at 20% 10%, rgba(33, 119, 215, 0.18), transparent 36%);
}

.cpa-report-preview {
  border: 0.0625rem solid rgba(15, 39, 68, 0.18);
  background: #fff;
  box-shadow: 0 1.5rem 4rem rgba(15, 39, 68, 0.13);
  overflow: hidden;
  display: grid;
  align-self: stretch;
}

.cpa-report-preview__bar {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  align-items: center;
  background: var(--ink);
  color: #fff;
  padding: 0.85rem 1rem;
  font-family: var(--mono);
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.cpa-report-preview__bar b {
  font-family: var(--sans);
  letter-spacing: 0;
  text-transform: none;
}

.cpa-report-preview__body {
  padding: 1.35rem;
  display: grid;
  gap: 1rem;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(246, 250, 255, 0.94)),
    repeating-linear-gradient(0deg, transparent, transparent 1.2rem, rgba(15, 39, 68, 0.035) 1.22rem);
}

.cpa-report-preview__body h2 {
  margin: 0;
  font-family: var(--serif);
  color: var(--ink);
  font-size: 1.7rem;
  line-height: 1.12;
}

.cpa-source-stack {
  display: grid;
  gap: 0.75rem;
}

.cpa-source-stack div,
.cpa-report-result {
  padding: 0.9rem;
  border: 0.0625rem solid rgba(15, 39, 68, 0.12);
  background: rgba(255, 255, 255, 0.86);
}

.cpa-source-stack p,
.cpa-report-result p {
  margin: 0.45rem 0 0;
  color: var(--muted);
  font-size: 0.94rem;
}

.source-pill {
  display: inline-flex;
  width: fit-content;
  align-items: center;
  gap: 0.35rem;
  border-radius: 0.25rem;
  padding: 0.22rem 0.48rem;
  font-family: var(--mono);
  font-size: 0.68rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.source-pill-prospect { color: #1d4ed8; background: #eff6ff; border: 0.0625rem solid #bfdbfe; }
.source-pill-broker { color: #0f766e; background: #f0fdfa; border: 0.0625rem solid #99f6e4; }
.source-pill-engine { color: #475569; background: #f8fafc; border: 0.0625rem solid #cbd5e1; }

.cpa-report-result {
  border-color: rgba(21, 128, 61, 0.25);
  background: #ecfdf3;
}

.cpa-report-result span {
  color: #15803d;
  font-family: var(--mono);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.cpa-report-result strong {
  display: block;
  margin-top: 0.25rem;
  color: var(--ink);
  font-size: 1.15rem;
}

.cpa-report-preview__link {
  display: inline-flex;
  justify-content: center;
  color: #fff;
  background: var(--ink);
  padding: 0.9rem 1rem;
  font-weight: 900;
  text-decoration: none;
}

.cpa-report-preview__link:hover {
  background: var(--blue);
}

.cpa-card-kicker {
  margin: 0;
  color: var(--blue);
  font-family: var(--mono);
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.cpa-card-title,
.cpa-review-card h2 {
  margin: 0;
  color: var(--ink);
  font-family: var(--serif);
  font-size: 1.65rem;
  line-height: 1.15;
}

.cpa-signal-list {
  display: grid;
  gap: 0.85rem;
}

.cpa-signal-list div {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  column-gap: 0.85rem;
  row-gap: 0.2rem;
  padding-top: 0.85rem;
  border-top: 0.0625rem solid rgba(15, 39, 68, 0.12);
}

.cpa-signal-list span {
  grid-row: span 2;
  display: inline-grid;
  place-items: center;
  width: 2.25rem;
  height: 2.25rem;
  color: var(--blue);
  border: 0.0625rem solid rgba(33, 119, 215, 0.32);
  background: rgba(33, 119, 215, 0.08);
  font-family: var(--mono);
  font-weight: 900;
}

.cpa-signal-list b {
  color: var(--ink);
}

.cpa-signal-list p,
.cpa-panel p,
.cpa-proof-card p,
.cpa-audit-card p,
.cpa-boundary-grid p,
.cpa-flow p,
.cpa-wide-note p,
.cpa-no-card p,
.cpa-final p {
  margin: 0;
  color: var(--muted);
}

.cpa-section {
  border-bottom: 0.0625rem solid var(--line-strong);
}

.cpa-section-head {
  margin-bottom: 1.75rem;
}

.cpa-compare-grid,
.cpa-proof-grid,
.cpa-two-up,
.cpa-boundary-grid,
.cpa-flow,
.cpa-stat-grid {
  display: grid;
  gap: 1.25rem;
}

.cpa-compare-grid,
.cpa-two-up,
.cpa-boundary-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.cpa-proof-grid,
.cpa-flow {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.cpa-panel,
.cpa-proof-card,
.cpa-audit-card,
.cpa-boundary-grid > article,
.cpa-flow > article {
  padding: 1.55rem;
}

.cpa-panel h3,
.cpa-proof-card h3,
.cpa-audit-card h3,
.cpa-boundary-grid h3,
.cpa-flow h3 {
  margin: 0.65rem 0 0.8rem;
  color: var(--ink);
  font-size: 1.55rem;
  line-height: 1.15;
}

.cpa-panel-strong {
  border-left: 0.38rem solid var(--blue);
}

.cpa-panel-muted {
  background: rgba(255, 255, 255, 0.58);
}

.cpa-proof-card {
  display: grid;
  gap: 0.85rem;
}

.cpa-proof-icon {
  display: inline-grid;
  place-items: center;
  width: 2.6rem;
  height: 2.6rem;
  background: var(--ink);
  color: #fff;
  font-family: var(--mono);
  font-weight: 900;
}

.cpa-proof-card a,
.cpa-link-row a,
.text-link {
  color: var(--blue);
  font-weight: 800;
  text-decoration: none;
}

.cpa-proof-card a:hover,
.cpa-link-row a:hover,
.text-link:hover {
  text-decoration: underline;
}

.cpa-no-section {
  background:
    linear-gradient(135deg, rgba(15, 39, 68, 0.98), rgba(11, 31, 55, 0.96)),
    radial-gradient(circle at 84% 20%, rgba(33, 119, 215, 0.28), transparent 32%);
  color: var(--on-dark);
}

.cpa-no-card {
  display: grid;
  grid-template-columns: minmax(0, 0.88fr) minmax(0, 1.12fr);
  gap: 2rem;
  align-items: start;
}

.cpa-no-card h2,
.cpa-final h2 {
  color: var(--on-dark);
}

.cpa-no-card p,
.cpa-final p {
  color: var(--on-dark-soft);
}

.cpa-no-card > div:last-child {
  display: grid;
  gap: 1rem;
  font-size: 1.08rem;
  line-height: 1.7;
}

.cpa-stat-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.cpa-stat-grid article {
  padding: 1.35rem;
  border: 0.0625rem solid rgba(33, 119, 215, 0.2);
  background: rgba(255, 255, 255, 0.68);
}

.cpa-stat-grid b {
  display: block;
  color: var(--ink);
  font-family: var(--serif);
  font-size: 2.35rem;
  line-height: 1;
}

.cpa-stat-grid span {
  display: block;
  margin-top: 0.55rem;
  color: var(--muted);
  line-height: 1.45;
}

.cpa-wide-note {
  display: grid;
  gap: 1rem;
  margin-top: 1.25rem;
  padding: 1.55rem;
  border-left: 0.38rem solid var(--blue);
  background: rgba(255, 255, 255, 0.66);
}

.cpa-flow > article {
  display: grid;
  gap: 0.65rem;
}

.cpa-flow span {
  color: var(--blue);
  font-family: var(--mono);
  font-weight: 900;
  letter-spacing: 0.14em;
}

.cpa-link-row,
.cta-row {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  align-items: center;
}

.cpa-link-row {
  margin-top: 1.5rem;
}

.cpa-final {
  border-top: 0.0625rem solid rgba(240, 244, 250, 0.16);
}

.cpa-final-actions {
  display: grid;
  align-content: center;
  justify-items: start;
  gap: 1rem;
}

.cpa-sample-hero {
  background:
    radial-gradient(circle at 84% 18%, rgba(33, 119, 215, 0.14), transparent 30%),
    linear-gradient(135deg, #f3f8ff 0%, #eef4fb 58%, #ffffff 100%);
  border-bottom: 0.0625rem solid var(--line-strong);
}

.cpa-report-band {
  overflow-x: clip;
}

.cpa-report-sheet {
  max-width: none;
  margin: 0;
  background: #fff;
  border: 0.0625rem solid rgba(15, 39, 68, 0.16);
  box-shadow: 0 1.5rem 4rem rgba(15, 39, 68, 0.08);
}

.cpa-report-head,
.cpa-report-neutral,
.cpa-report-source,
.cpa-report-engine,
.cpa-report-recon,
.cpa-report-foot {
  padding: clamp(1.25rem, 3vw, 2rem);
}

.cpa-report-head {
  display: flex;
  justify-content: space-between;
  gap: 1.5rem;
  align-items: flex-start;
  border-bottom: 0.18rem solid var(--ink);
}

.cpa-report-eyebrow {
  margin: 0 0 0.35rem;
  color: var(--muted);
  font-family: var(--mono);
  font-size: 0.75rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.cpa-report-head h2,
.cpa-report-neutral h3,
.cpa-report-source h3,
.cpa-report-engine h3,
.cpa-report-recon h3,
.cpa-report-foot h3 {
  margin: 0;
  color: var(--ink);
  font-family: var(--serif);
  line-height: 1.15;
}

.cpa-report-head h2 {
  font-size: clamp(1.7rem, 4vw, 2.75rem);
}

.cpa-report-head p,
.cpa-report-neutral p,
.cpa-report-source p,
.cpa-report-engine p,
.cpa-report-foot p {
  color: var(--muted);
}

.cpa-report-badge {
  flex: 0 0 auto;
  border: 0.0625rem solid #fde68a;
  background: #fef3c7;
  color: #92400e;
  padding: 0.35rem 0.7rem;
  font-family: var(--mono);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.cpa-report-neutral {
  background: #f8fafc;
  border-bottom: 0.0625rem solid var(--line);
}

.cpa-report-neutral h3 {
  font-size: 1.3rem;
}

.cpa-report-flow {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem;
  margin-top: 1rem;
  color: var(--muted);
}

.cpa-report-source {
  border-bottom: 0.0625rem solid var(--line);
}

.cpa-report-source-prospect { background: #eff6ff; }
.cpa-report-source-broker { background: #f0fdfa; }

.cpa-report-source-head {
  display: flex;
  gap: 0.85rem;
  flex-wrap: wrap;
  align-items: center;
  margin-bottom: 1rem;
}

.cpa-report-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.75rem;
}

.cpa-report-grid div {
  background: rgba(255, 255, 255, 0.82);
  border: 0.0625rem solid rgba(15, 39, 68, 0.1);
  padding: 0.85rem;
}

.cpa-report-grid span,
.cpa-report-grid small {
  display: block;
  color: var(--muted);
  line-height: 1.35;
}

.cpa-report-grid b {
  display: block;
  margin-top: 0.25rem;
  color: var(--ink);
  font-size: 1.08rem;
}

.cpa-report-engine {
  background: #fff;
  border-bottom: 0.0625rem solid var(--line);
}

.cpa-report-table-wrap {
  overflow-x: auto;
  margin-top: 1rem;
  border: 0.0625rem solid var(--line);
}

.cpa-report-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 52rem;
  font-variant-numeric: tabular-nums;
}

.cpa-report-table th,
.cpa-report-table td {
  padding: 0.65rem;
  border-top: 0.0625rem solid var(--line);
  text-align: left;
}

.cpa-report-table th {
  color: var(--muted);
  background: #f8fafc;
  font-family: var(--mono);
  font-size: 0.72rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.cpa-report-table td:nth-child(2),
.cpa-report-table td:nth-child(3),
.cpa-report-table th:nth-child(2),
.cpa-report-table th:nth-child(3) {
  text-align: right;
}

.cpa-report-table .sum td {
  background: #f8fafc;
  font-weight: 800;
}

.cpa-report-table .total td {
  border-top: 0.14rem solid var(--ink);
  font-weight: 900;
}

.cpa-report-table .source-pill {
  font-size: 0.58rem;
  padding: 0.1rem 0.3rem;
}

.cpa-report-note {
  margin-top: 1rem;
  border-left: 0.25rem solid #fde68a;
  background: #fef3c7;
  color: #475569;
  padding: 0.9rem 1rem;
}

.cpa-report-recon {
  background: #ecfdf3;
  border-bottom: 0.0625rem solid var(--line);
}

.cpa-report-recon table {
  width: 100%;
  border-collapse: collapse;
  margin-top: 0.75rem;
  font-variant-numeric: tabular-nums;
}

.cpa-report-recon td {
  padding: 0.65rem 0;
  border-top: 0.0625rem solid rgba(21, 128, 61, 0.16);
}

.cpa-report-recon td:last-child {
  text-align: right;
  font-weight: 900;
  color: #15803d;
}

.cpa-report-recon .net td {
  border-top: 0.14rem solid #15803d;
  font-size: 1.15rem;
}

.cpa-report-foot {
  background: #f8fafc;
}

.cpa-report-foot p {
  font-size: 0.95rem;
}

@media (max-width: 62rem) {
  .cpa-hero-grid,
  .cpa-final-grid,
  .cpa-no-card,
  .cpa-compare-grid,
  .cpa-two-up,
  .cpa-boundary-grid {
    grid-template-columns: 1fr;
  }

  .cpa-proof-grid,
  .cpa-flow,
  .cpa-stat-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .cpa-report-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 42rem) {
  .cpa-proof-grid,
  .cpa-flow,
  .cpa-stat-grid {
    grid-template-columns: 1fr;
  }

  .cpa-panel,
  .cpa-proof-card,
  .cpa-audit-card,
  .cpa-boundary-grid > article,
  .cpa-flow > article,
  .cpa-review-card {
    padding: 1.2rem;
  }

  .cpa-report-head {
    display: grid;
  }

  .cpa-report-grid {
    grid-template-columns: 1fr;
  }
}

/* Sample report page */
.sample-report-hero {
  background:
    linear-gradient(135deg, rgba(15, 39, 68, 0.08), rgba(39, 118, 218, 0.06)),
    var(--paper);
}

.sample-hero-grid,
.sample-stage-grid,
.sample-split {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(18rem, 0.95fr);
  gap: 2rem;
  align-items: start;
}

.sample-hero-copy {
  display: grid;
  gap: 1.15rem;
}

.sample-report-cover,
.sample-report-doc,
.sample-report-shot,
.sample-map-grid > article,
.sample-final-card {
  border: 0.0625rem solid var(--line-strong);
  background: rgba(255, 255, 255, 0.86);
  box-shadow: 0 1.25rem 3rem rgba(15, 39, 68, 0.08);
}

.sample-report-cover {
  display: grid;
  gap: 1rem;
  padding: 1.4rem;
  border-radius: 0.55rem;
}

.sample-cover-top,
.sample-report-bar {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  color: var(--muted);
  font-family: var(--mono);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.sample-report-cover h2 {
  margin: 0;
  color: var(--ink);
  font-family: var(--serif);
  font-size: clamp(1.65rem, 2.2vw, 2.35rem);
  line-height: 1.08;
}

.sample-report-cover p,
.sample-report-section p,
.sample-map-grid p,
.sample-report-shot figcaption {
  margin: 0;
  color: var(--text);
  line-height: 1.55;
}

.sample-cover-metrics {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.7rem;
}

.sample-cover-metrics div,
.sample-status-grid div,
.sample-callout-row article,
.sample-plan-grid article,
.sample-review-grid article {
  display: grid;
  gap: 0.25rem;
  padding: 0.9rem;
  border: 0.0625rem solid var(--line);
  background: rgba(244, 248, 253, 0.82);
  border-radius: 0.45rem;
}

.sample-cover-metrics span,
.sample-status-grid span,
.sample-plan-grid span,
.sample-callout-row span,
.sample-review-grid span {
  color: var(--muted);
  font-size: 0.86rem;
}

.sample-cover-metrics strong,
.sample-status-grid strong,
.sample-plan-grid strong {
  color: var(--ink);
  font-size: 1.2rem;
}

.sample-report-stage {
  border-top: 0.0625rem solid var(--line-strong);
}

.sample-report-doc {
  display: grid;
  gap: 1rem;
  padding: 1rem;
  border-radius: 0.65rem;
  background: #f8fbff;
}

.sample-report-bar {
  padding: 0.75rem 0.9rem;
  border-radius: 0.45rem;
  background: var(--navy);
  color: rgba(255, 255, 255, 0.82);
}

.sample-report-section {
  display: grid;
  gap: 0.9rem;
  padding: 1.15rem;
  border: 0.0625rem solid rgba(42, 88, 138, 0.18);
  border-radius: 0.5rem;
  background: white;
}

.sample-report-title {
  border-left: 0.32rem solid var(--blue);
}

.sample-report-section h2,
.sample-report-section h3,
.sample-map-grid h3 {
  margin: 0;
  color: var(--ink);
}

.sample-report-section h2 {
  font-family: var(--serif);
  font-size: clamp(1.55rem, 2vw, 2.2rem);
  line-height: 1.12;
}

.sample-report-section h3,
.sample-map-grid h3 {
  font-size: 1.25rem;
  line-height: 1.2;
}

.sample-status-grid,
.sample-callout-row,
.sample-plan-grid,
.sample-review-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.7rem;
}

.sample-review-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.sample-good {
  color: #0d7a4b !important;
}

.sample-plan-grid article.active {
  border-color: var(--blue);
  background: rgba(39, 118, 218, 0.1);
}

.sample-plan-grid small {
  color: var(--muted);
  font-family: var(--mono);
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.sample-table {
  display: grid;
  overflow: hidden;
  border: 0.0625rem solid var(--line);
  border-radius: 0.5rem;
}

.sample-table [role="row"] {
  display: grid;
  grid-template-columns: minmax(8rem, 1.2fr) repeat(2, minmax(5rem, 0.75fr));
  gap: 0.75rem;
  align-items: center;
  padding: 0.85rem 1rem;
  border-bottom: 0.0625rem solid var(--line);
}

.sample-table [role="row"]:last-child {
  border-bottom: 0;
}

.sample-table span {
  color: var(--text);
}

.sample-table b {
  color: var(--ink);
  text-align: right;
}

.sample-table .sample-total {
  background: rgba(39, 118, 218, 0.1);
}

.sample-table .sample-total b:last-child {
  color: #0d7a4b;
}

.sample-report-final {
  border-color: rgba(255, 255, 255, 0.16);
  background: linear-gradient(135deg, #061827 0%, #0f2744 52%, #164f91 100%);
  box-shadow: inset 0 0 0 0.0625rem rgba(255, 255, 255, 0.08), 0 1.25rem 2.5rem rgba(15, 39, 68, 0.18);
}

.sample-report-final .mini-label,
.sample-report-final h3,
.sample-report-final p {
  color: #fff;
}

.sample-report-final .mini-label {
  opacity: 0.86;
}

.sample-report-final p {
  color: rgba(255, 255, 255, 0.86);
}

.sample-report-shot {
  position: sticky;
  top: 6rem;
  margin: 0;
  padding: 0.8rem;
  border-radius: 0.65rem;
  background: white;
}

.sample-report-shot img {
  display: block;
  width: 100%;
  height: auto;
  max-height: 58rem;
  object-fit: contain;
  object-position: top center;
  border-radius: 0.4rem;
  background: #eef4fa;
}

.sample-report-shot figcaption {
  margin-top: 0.75rem;
  font-size: 0.92rem;
}

.sample-report-locked {
  position: sticky;
  top: 6rem;
  display: grid;
  gap: 1rem;
  margin: 0;
  padding: 1rem;
  border: 0.0625rem solid var(--line-strong);
  border-radius: 0.65rem;
  background: white;
  box-shadow: 0 1.25rem 3rem rgba(15, 39, 68, 0.08);
}

.sample-report-locked article {
  display: grid;
  gap: 0.45rem;
  padding: 1rem;
  border: 0.0625rem solid var(--line);
  border-radius: 0.5rem;
  background: rgba(244, 248, 253, 0.82);
}

.sample-report-locked span {
  color: var(--blue);
  font-family: var(--mono);
  font-size: 0.76rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.sample-report-locked h3,
.sample-report-locked p {
  margin: 0;
}

.sample-report-locked h3 {
  color: var(--ink);
  font-size: 1.12rem;
  line-height: 1.2;
}

.sample-report-locked p {
  color: var(--text);
  line-height: 1.5;
}

.sample-lock-note {
  padding: 1rem;
  border-left: 0.28rem solid var(--blue);
  background: rgba(15, 39, 68, 0.06);
  color: var(--ink);
  font-weight: 800;
  line-height: 1.45;
}

.sample-report-map {
  border-top: 0.0625rem solid var(--line-strong);
}

.sample-map-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.sample-map-grid > article {
  display: grid;
  align-content: start;
  gap: 0.65rem;
  padding: 1.25rem;
  border-radius: 0.55rem;
}

.sample-map-grid span {
  width: max-content;
  padding: 0.3rem 0.55rem;
  border-radius: 999rem;
  background: rgba(39, 118, 218, 0.12);
  color: var(--blue);
  font-family: var(--mono);
  font-size: 0.75rem;
  font-weight: 900;
  letter-spacing: 0.12em;
}

.sample-split {
  align-items: start;
}

.sample-final {
  border-top: 0.0625rem solid rgba(240, 244, 250, 0.16);
}

.sample-final-card {
  display: grid;
  gap: 1rem;
  padding: clamp(1.4rem, 4vw, 3rem);
  border-color: rgba(255, 255, 255, 0.16);
  border-radius: 0.65rem;
  background: linear-gradient(135deg, #0f2744, #071827);
}

.sample-final-card h2,
.sample-final-card .lead {
  color: var(--on-dark);
}

.sample-final-card .lead {
  color: var(--on-dark-soft);
}

@media (max-width: 62rem) {
  .sample-hero-grid,
  .sample-stage-grid,
  .sample-split {
    grid-template-columns: 1fr;
  }

  .sample-report-shot,
  .sample-report-locked {
    position: static;
  }

  .sample-map-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 42rem) {
  .sample-cover-metrics,
  .sample-status-grid,
  .sample-callout-row,
  .sample-plan-grid,
  .sample-review-grid,
  .sample-map-grid {
    grid-template-columns: 1fr;
  }

  .sample-table [role="row"] {
    grid-template-columns: 1fr;
  }

  .sample-table b {
    text-align: left;
  }
}

/* ===== single-owner SEO cluster ===== */
.so-hero {
  padding: clamp(4.5rem, 8vw, 7.5rem) 0 clamp(3.5rem, 7vw, 5.5rem);
  background:
    linear-gradient(115deg, rgba(15, 39, 68, 0.98), rgba(13, 53, 94, 0.94) 58%, rgba(26, 111, 212, 0.86));
  color: var(--on-dark);
  border-bottom: 1px solid rgba(240, 244, 250, 0.18);
}

.so-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(20rem, 0.42fr);
  gap: clamp(2rem, 5vw, 5rem);
  align-items: center;
}

.so-hero .breadcrumb-inline,
.so-hero .breadcrumb-inline a {
  color: rgba(240, 244, 250, 0.72);
}

.so-hero .eyebrow {
  color: rgba(240, 244, 250, 0.78);
}

.so-hero h1 {
  max-width: min(64rem, 100%);
  margin: 0.9rem 0 1.15rem;
  font-family: var(--serif);
  color: var(--on-dark);
  font-size: clamp(2.35rem, 4.4vw, 4.9rem);
  line-height: 1.02;
  font-weight: 900;
  letter-spacing: 0;
}

.so-hero-copy > p:not(.eyebrow) {
  max-width: 48rem;
  margin: 0;
  color: rgba(240, 244, 250, 0.84);
  font-size: clamp(1.08rem, 1.45vw, 1.34rem);
  line-height: 1.65;
}

.so-hero-actions,
.so-cta-inline {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 1.65rem;
}

.so-proof-panel,
.so-question-form,
.so-card,
.so-step,
.so-link-card {
  border-radius: var(--radius);
}

.so-proof-panel {
  padding: clamp(1.35rem, 3vw, 2rem);
  background: rgba(255, 255, 255, 0.94);
  color: var(--ink);
  border: 1px solid rgba(255, 255, 255, 0.32);
  box-shadow: 0 30px 80px -44px rgba(0, 0, 0, 0.55);
}

.so-panel-kicker {
  margin: 0 0 1rem;
  color: var(--blue);
  font-family: var(--mono);
  font-size: 0.78rem;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0.12em;
}

.so-proof-panel ul {
  display: grid;
  gap: 0.7rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.so-proof-panel li {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  padding: 0.85rem 0;
  border-top: 1px solid var(--line);
  color: var(--ink);
  font-weight: 800;
}

.so-proof-panel li::before {
  content: "";
  width: 0.58rem;
  height: 0.58rem;
  border-radius: 50%;
  background: var(--blue);
  box-shadow: 0 0 0 0.35rem rgba(26, 111, 212, 0.12);
  flex: 0 0 auto;
}

.so-proof-panel p:last-child {
  margin: 1rem 0 0;
  color: var(--ink-soft);
  font-size: 0.92rem;
  line-height: 1.55;
}

.so-section {
  padding: clamp(3.75rem, 7vw, 6rem) 0;
}

.so-section-white {
  background: #fff;
  border-top: 1px solid var(--line);
}

.so-section-tint {
  background: var(--paper);
  border-top: 1px solid var(--line);
}

.so-section-ink {
  background: #0f2744;
  color: var(--on-dark);
  border-top: 1px solid rgba(240, 244, 250, 0.14);
}

.so-two-col {
  display: grid;
  grid-template-columns: minmax(18rem, 0.34fr) minmax(0, 1fr);
  gap: clamp(1.75rem, 4vw, 4rem);
  align-items: start;
}

.so-two-col h2,
.so-section-head h2 {
  max-width: min(48rem, 100%);
  margin: 0;
  font-family: var(--serif);
  color: var(--ink);
  font-size: clamp(1.9rem, 2.65vw, 3rem);
  line-height: 1.12;
  letter-spacing: 0;
}

.so-two-col h2 {
  max-width: 12.5em;
}

.so-section-ink h2,
.so-section-ink .eyebrow {
  color: var(--on-dark);
}

.so-copy {
  display: grid;
  gap: 1rem;
}

.so-copy p,
.so-muted {
  margin: 0;
  color: var(--ink-mid);
  font-size: clamp(1rem, 1.2vw, 1.16rem);
  line-height: 1.68;
}

.so-copy a,
.so-muted a {
  color: var(--blue);
  font-weight: 800;
  text-underline-offset: 0.16em;
}

.so-section-head {
  display: grid;
  gap: 0.65rem;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
}

.so-card-grid,
.so-step-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.so-card {
  min-height: 15rem;
  padding: clamp(1.25rem, 2.5vw, 1.8rem);
  background: #fff;
  border: 1px solid var(--line-strong);
  box-shadow: 0 18px 60px -44px rgba(15, 39, 68, 0.42);
}

.so-card h3,
.so-step h3 {
  margin: 0 0 0.75rem;
  color: var(--ink);
  font-family: var(--serif);
  font-size: clamp(1.2rem, 2vw, 1.65rem);
  line-height: 1.2;
  letter-spacing: 0;
}

.so-card p,
.so-step p {
  margin: 0;
  color: var(--ink-mid);
  line-height: 1.65;
}

.so-step {
  min-height: 16rem;
  padding: clamp(1.25rem, 2.5vw, 1.8rem);
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(240, 244, 250, 0.16);
}

.so-step span {
  display: block;
  margin-bottom: 2rem;
  color: var(--blue-bright);
  font-family: var(--mono);
  font-size: 0.9rem;
  font-weight: 900;
  letter-spacing: 0.14em;
}

.so-step h3 {
  color: var(--on-dark);
}

.so-step p {
  color: var(--on-dark-soft);
}

.so-link-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.85rem;
}

.so-link-card {
  display: grid;
  gap: 0.35rem;
  padding: 1rem;
  min-height: 7.25rem;
  color: var(--ink);
  background: var(--paper);
  border: 1px solid var(--line);
  text-decoration: none;
  transition: border-color var(--dur-fast), transform var(--dur-fast), background var(--dur-fast);
}

.so-link-card:hover,
.so-link-card:focus-visible {
  border-color: var(--blue);
  background: #fff;
  transform: translateY(-2px);
}

.so-link-card strong {
  font-size: 1rem;
}

.so-link-card span {
  color: var(--ink-soft);
  line-height: 1.45;
}

.so-question-form {
  display: grid;
  gap: 1rem;
  padding: clamp(1.25rem, 3vw, 1.8rem);
  background: #fff;
  border: 1px solid var(--line-strong);
  box-shadow: 0 20px 70px -50px rgba(15, 39, 68, 0.42);
}

.so-question-form label {
  display: grid;
  gap: 0.42rem;
  color: var(--ink);
  font-weight: 800;
}

.so-question-form input,
.so-question-form textarea {
  width: 100%;
  box-sizing: border-box;
  padding: 0.9rem 0.95rem;
  border: 1.5px solid var(--line-strong);
  border-radius: var(--radius-sm);
  color: var(--ink);
  background: #fff;
  font: inherit;
}

.so-question-form textarea {
  resize: vertical;
  min-height: 8rem;
}

.so-question-form input:focus-visible,
.so-question-form textarea:focus-visible {
  outline: 2px solid var(--blue);
  outline-offset: 2px;
  border-color: var(--blue);
}

.so-plans-section {
  border-top: 1px solid rgba(26, 111, 212, 0.22);
}

.so-plan-intro {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(17rem, 0.25fr);
  gap: clamp(1.5rem, 4vw, 3rem);
  align-items: end;
}

.so-plan-intro h2 {
  max-width: min(42rem, 100%);
  margin: 0;
  color: var(--ink);
  font-family: var(--serif);
  font-size: clamp(1.9rem, 2.8vw, 3.15rem);
  line-height: 1.1;
  letter-spacing: 0;
}

.so-plan-intro p:not(.eyebrow) {
  max-width: 56rem;
  margin: 1rem 0 0;
  color: var(--ink-mid);
  font-size: clamp(1rem, 1.25vw, 1.18rem);
  line-height: 1.68;
}

.so-carrier-lockup {
  display: grid;
  gap: 0.75rem;
  justify-items: start;
  padding: 1.15rem;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  background: #fff;
  box-shadow: 0 18px 55px -42px rgba(15, 39, 68, 0.5);
}

.so-carrier-lockup span {
  color: var(--ink-soft);
  font-family: var(--mono);
  font-size: 0.74rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.so-carrier-lockup img {
  display: block;
  width: min(9.625rem, 100%);
  height: auto;
}

.so-carrier-lockup-dark {
  background: var(--ink);
  border-color: rgba(240, 244, 250, 0.16);
}

.so-carrier-lockup-dark span {
  color: var(--on-dark-soft);
}

.so-carrier-lockup-dark img {
  filter: brightness(0) invert(1);
}

.so-plan-toggle {
  justify-content: flex-start;
}

.so-rate-cards {
  align-items: stretch;
}

.so-rate-card {
  position: relative;
  overflow: hidden;
  min-height: 26rem;
  border-top: 4px solid var(--blue);
  background:
    linear-gradient(180deg, rgba(26, 111, 212, 0.045), rgba(255, 255, 255, 0) 34%),
    #fff;
}

.so-rate-card::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 0.35rem;
  background: linear-gradient(90deg, var(--blue), var(--green));
  opacity: 0.82;
}

.so-rate-carrier {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 1.15rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--line);
}

.so-rate-carrier img {
  display: block;
  width: 5.125rem;
  height: auto;
}

.so-rate-carrier span {
  color: var(--ink-soft);
  font-family: var(--mono);
  font-size: 0.7rem;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  text-align: right;
}

.so-plan-docs-section {
  border-top: 1px solid var(--line-strong);
}

.so-doc-grid {
  align-items: stretch;
}

.so-doc-card {
  min-height: 23rem;
  background: #fff;
}

.so-doc-card .coverage-doc-preview {
  background:
    linear-gradient(135deg, rgba(15, 39, 68, 0.98), rgba(26, 111, 212, 0.84));
}

.so-doc-card .coverage-doc-sheet--front {
  box-shadow: 0 24px 50px -30px rgba(15, 39, 68, 0.68);
}

@media (max-width: 62rem) {
  .so-hero-grid,
  .so-two-col,
  .so-card-grid,
  .so-step-grid,
  .so-plan-intro {
    grid-template-columns: 1fr;
  }

  .so-hero h1,
  .so-two-col h2,
  .so-section-head h2,
  .so-plan-intro h2 {
    max-width: 100%;
  }
}

@media (max-width: 42rem) {
  .so-hero {
    padding-top: 3.5rem;
  }

  .so-hero-actions,
  .so-cta-inline,
  .so-hero-actions .btn-primary,
  .so-hero-actions .btn-secondary,
  .so-cta-inline .btn-primary,
  .so-cta-inline .btn-secondary {
    width: 100%;
  }

  .so-link-grid {
    grid-template-columns: 1fr;
  }
}
